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she asked me for my bank info for payment ?

Nicole avatar
Nicole from 2ndTimeOddLot 4:06 pm Dec 13, 2012 EST
a lady seen an item in my store. She asked for me to hold and what would shipping be to another country. i looked up the info and asked her to let me know when she would be back on. This way I could make the item available and she could buy the item. She said it was the time difference and could I just give her my bank info for payment?

21 Responses

Juhi avatar
Juhi from Dewdropsdreams 4:08 pm Dec 13, 2012 EST
NEVER give your bank info to anyone! Reserve a listing in her name, if she wants you to hold it for her.
Pam R avatar
Pam R from AppleBerryCreations 4:10 pm Dec 13, 2012 EST
NO! NO! NO! You could offer to make the listing "reserved for her." She needs to pay through your etsy store. However your store policies state! Don't give out any personal info to anyone.
Megan Wyreweden avatar
Megan Wyreweden from MeganMissfit 4:11 pm Dec 13, 2012 EST
Bank transfers are common in other countries, but if you are uncomfortable with that then just tell them to pay via PayPal or DC (if you have it)
janinebrasher avatar
janinebrasher 4:12 pm Dec 13, 2012 EST
Bank transfers are very common in other countries. It is NOT a scam and it is NOT something to panic about, despite what many who do not understand them may say.

That being said, my understanding is that since they are not commonly used in the US that it would be very expensive for you to receive one. There is nothing wrong with POLITELY informing the customer that bank transfers aren't commonly used in your country and you aren't able to accept payment that way.
Rebekah avatar
Rebekah from Sweetbriers 4:13 pm Dec 13, 2012 EST
Bank transfers are common in other countries
you can read more here
www.etsy.com/help/article/488
GAM avatar
GAM from designbygam 4:15 pm Dec 13, 2012 EST
Just to be safe. Tell her you receive paypal or she can pay with her Credit card. Do not give out your personal info.
Mrs Gibson avatar
Mrs Gibson from MrsGibson 4:15 pm Dec 13, 2012 EST
Bank transfers are common here but I don't think it would work across different countries as you would be charged to convert the currency.

Please don't panic or think the customer is trying to scam you just explain that PayPal is the ideal solution because of the different currency issue.
amanda avatar
amanda from SmallthingsbyAmanda 4:17 pm Dec 13, 2012 EST
Was the buyer in Europe she probably wanted to pay by bank transfer? Which is one of the safest and most come ways to pay for things in Europe. For some resent it is not very well known in US and people there seem to think it is a scam. The details you give to someone to pay you are the same details you give out all the time without thinking about it they are on cheese you give to people on your debit card and you probably give them to utility companies and Phone Company’s when setting up contracts.
GAM avatar
GAM from designbygam 4:17 pm Dec 13, 2012 EST
by the way if you want to go with transferring money direct to your bank account. You will pay the fees both way

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