Divorce Financial Organizer Spreadsheet: Asset, Debt & Document Checklist + Post-Split Budget Planner

The Divorce Money Organizer by Kollaz gets your financial paperwork ready before your first attorney meeting. One 5-tab Excel workbook plus a 6-page plain-language guide: asset inventory with titling, debt inventory by whose name it is in, a 14-document checklist with a progress tracker, and a post-split survival budget with an automatic gap-or-surplus verdict. Excel workbook plus PDF, instant download.

This is for someone going through a divorce or separation who needs to inventory assets, debts, and documents and rebuild a post-split budget.

Your attorney will ask for the same things, in the same order, every time: the documents, the full asset picture, the debts, and what your month looks like after the split. Most people walk into that first meeting with a box of loose papers and a vague memory of the numbers. And they pay billable hours while the lawyer pieces it together.

This organizer gets you ready before that meeting. One file, four working sheets, plus a plain-language guide that tells you exactly what to gather and why. No jargon, no guessing: just a clear, organized record of your financial facts.

**What you get**

A 5-tab Excel workbook plus a 6-page PDF guide ("What Your Attorney Actually Needs at the First Meeting"), written in plain language. Everything is organized, formula-driven where it counts, and built to bring (or print and bring) to your attorney.

**What's inside**

- **Cover**: how to use the organizer, a privacy reminder, and a note that the sample data is a fictional example to overwrite with your own.
- **Asset Inventory**: every asset, its fair market value, liens owed, automatic net value per row, titling (Joint / Spouse A / Spouse B / Disputed), and a totals block that sums net value by titling. Includes 25 rows and a fictional sample case so you can see how it works.
- **Debt Inventory**: every debt, creditor, balance, whose name it's in, monthly payment, and totals across joint, Spouse A, Spouse B, and disputed balances.
- **Document Checklist**: the 14 records your attorney will ask for (tax returns, pay stubs, statements, deeds, titles, insurance, agreements), each with status, location, date obtained, and a progress tracker that shows your % gathered at a glance.
- **Survival Budget**: your post-split monthly income against your essential expenses, with an automatic monthly gap/surplus verdict and the annual impact. Debt minimums link from your Debt Inventory automatically.
- **PDF guide**: the document package, the inventory, the budget, and a list of questions worth asking your attorney. Written to be read once, acted on, and brought to the meeting.

View the live demo here:
https://docs.google.com/spreadsheets/d/15-VFuYXOMn1sbwYZe-FHEs6jrmWZOZcK1J61_JZR8_4/view

**Who it's for**

Anyone going through a divorce or separation who wants their financial paperwork organized, for themselves, or to hand to their lawyer. Equally useful at the start of the process or partway through, whenever the paperwork starts getting away from you.

**What's NOT included (honest scope)**

This is an organizer, not legal advice. It does not calculate settlements, estimate spousal or child support, or advise on how property should be divided. Every number is your own inventory, and the sheet says so where it matters. It is not legal, financial, or tax advice; consult a family-law attorney.

Created with AI assistance.

**About Kollaz**

Kollaz builds practical financial tools for the moments that matter. This organizer is part of the Kollaz collection of personal-finance spreadsheets and planners.

Smart financial tools for modern money.
https://www.etsy.com/shop/kollaz

What will my attorney ask for at the first meeting?
The same four things, every time: the documents, the full asset picture, the debts, and what your month looks like after the split. Most people arrive with a box of loose papers and a vague memory of the numbers, and pay billable hours while the lawyer pieces it together. This organizer covers all four before you walk in.

Does it calculate my divorce settlement?
No. This is an organizer, not legal advice. It does not calculate settlements, estimate spousal or child support, or advise on how property should be divided. Every number is your own inventory, and the sheet says so where it matters.

Can I bring it to my lawyer?
That is what it is built for. A clear, organized record of your financial facts (formula-driven where it counts), in a format you can bring, or print and bring, to your attorney.

What is in the 14-document checklist?
The 14 records your attorney will ask for: tax returns, pay stubs, statements, deeds, titles, insurance, agreements. Each with status, location, date obtained, and a progress tracker that shows your percent gathered at a glance.

What does the survival budget do?
Your post-split monthly income against your essential expenses, with an automatic monthly gap-or-surplus verdict and the annual impact. Debt minimums link from your Debt Inventory automatically.

Does it work in Google Sheets?
Yes. Compatibility was verified via live Google Sheets import plus a real Excel review on 2026-10-01.

Is this legal advice?
No. This is an organizer, not legal, financial, or tax advice. It does not calculate settlements or advise on property division. Consult a family-law attorney.

When should I start using it?
At the start of the process or partway through: whenever the paperwork starts getting away from you. It is equally useful for your first attorney meeting or a later one.

What is the PDF guide for?
"What Your Attorney Actually Needs at the First Meeting": the document package, the inventory, the budget, and a list of questions worth asking your attorney. Read once, act on, bring to the meeting.

Format: 1 Excel workbook (.xlsx, 5 tabs) plus 1 PDF guide (6 pages): digital download, no shipping
Tabs: Cover (how to use, privacy reminder, fictional sample note); Asset Inventory (25 rows: fair market value, liens owed, automatic net value per row, titling Joint / Spouse A / Spouse B / Disputed, totals by titling); Debt Inventory (every debt, creditor, balance, whose name it is in, monthly payment, joint / Spouse A / Spouse B / disputed totals); Document Checklist (14 records with status, location, date obtained, percent-gathered tracker); Survival Budget (post-split income vs essential expenses, automatic gap-or-surplus verdict, annual impact)
PDF guide: "What Your Attorney Actually Needs at the First Meeting": the document package, the inventory, the budget, and questions worth asking your attorney. Written to be read once, acted on, and brought to the meeting.
Sample data: a fictional sample case is pre-loaded. Overwrite with your own.
Compatibility: Microsoft Excel and Google Sheets (verified 2026-10-01)
Maker: Kollaz: Smart financial tools for modern money
Honest scope: this is an organizer, not legal, financial, or tax advice. Consult a family-law attorney. Created with AI assistance.