This paycheck to paycheck budget Excel spreadsheet will help you to:
• Assign every paycheck dollar to a budget expense, debt or savings area so all of your money is working for you
• Plan and track your budget
• Set and reach your budget goals

There are 22 tabs in this paycheck budget including
1. Expense worksheet to help you quickly calculate your monthly summaries
2. Bill tracker so you won't be late with bill payments
3. Password tracker so you'll have your account username, password and security questions/answers accessible
4. Monthly budget summary sheets
5. Total income, expense, debt and savings progress over the year
6. Progress towards early retirement using 3 calculation methods

There is also an extensive instructions manual containing what's on each budgeting tab, how to use each tab, and additional tips on how to budget, save and make more money.

▶ Features:
• Digital: This is a digital file. No physical product will be sent.
• Microsoft Excel: This product has been designed for use in Microsoft Excel. The formatting might appear differently depending on the Microsoft Excel version you use. If you're interested in using it in Google Sheets, here's the Google Sheets version: https://etsy.me/3wkvYLH
• Editable: I've locked some cells to prevent accidental changes to formulas and graphs, but all cells can be unlocked. See the instructions for more details.
• Customizable: All the income and expense categories are customizable. See the instructions for more details.

▶ Other Important Information:
• How to Download: Once payment is complete, the digital files will be available for download in your account and an email will be sent to your Etsy registered email. If there are any issues, here's an article from Etsy about how to download digital items: https://etsy.me/3hmGY68.
• Support: If you need help with this product or have inquiries, contact us. We will respond as quickly as we can.
• Final sale: All sales are final. Due to the type of product, these digital products are non-refundable.
• Copyright: Products are copyrighted. These products are meant for personal and not commercial use. Please do not copy, share, redistribute or resell these spreadsheets.

If you're looking for a debt snowball tracker so you can create a debt payment plan and calculate your debt-free date, here's an extensive debt tracker that can help:
https://etsy.me/39vzvgP

Here's a variation of this budget. The main difference is that this budget variation auto-calculates your savings; you don't enter in your savings. There's also no debt summary or password tracker.
https://etsy.me/38pz05M

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