Practical tools born from real Canadian deals and real questions
I’m Wendy, a real-estate-numbers nerd, hands on real estate investor, REALTOR® and the founder of Excelerator Pathways. Over the years I’ve worn many hats—investor, analyst, mortgage administrator, sales representative, and spreadsheet builder—helping people compare mortgages, screen tenants, and analyze rental cashflow. I learned two things:
1. the right template can turn chaos into clarity, and
2. Canadians need tools that actually reflect Canadian rules.
That’s why everything here is purpose-built for Canada:
- CMHC-aware mortgage calculators (tiered minimum down, insured vs conventional, Canadian compounding)
- Rental deal analyzers (cashflow, cap rate, ROI, scenario toggles)
- Tenant screening forms aligned to Canadian guidelines
- Credit repair checklists, dispute trackers, and 30/60/90 plans
My templates are designed to be plug-and-play: color-coded inputs, locked formulas, minimum-down warnings, interest-only switches, and notes that explain the “why.” Each file includes Excel + Google Sheets versions so you can work the way you like.
I built this shop to help you move faster with confidence—whether you’re evaluating a first rental or fine-tuning a mortgage renewal. If a tool saves you time or stress, that’s a win. And if you need a tweak, message me; I’m happy to help.