What's the point of paying for health insurance...

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Original Post

kateblack says

...when the plans available don't seem to cover anything?

Posted at 8:24am Apr 25, 2007 EDT

Responses

Or the plan that you buy because your agent TELLS you it covers everything you wanted doesn't actually cover any of that stuff?


I am looking into HSAs.

Posted at 8:25am Apr 25, 2007 EDT

Same with homeowners insurace! Our $1000 picture window cracked a few years ago and they came up with some stupid reason it wasn't covered.

Posted at 8:26am Apr 25, 2007 EDT

amen!

you spend hundreds each month, then you have big co-pays and deductibles, they cover very little....

ughh!
damned if you do, damned if you don't kinda deal

Posted at 8:26am Apr 25, 2007 EDT

I wish I had paid for private health insurance.
If I had, I wouldn't be waiting around a year for surgery in a public hospital.....only ten months to go...yay! :(

Posted at 8:27am Apr 25, 2007 EDT

homeowners is a CROCK!!
6" of water in my basement, and NOTHING is covered?!?!

health insurance is right behind it on my list.

you hear that insurance?!?! you're on my LIST!!!

Posted at 8:28am Apr 25, 2007 EDT

They cover the needs of the insurance company CEOs and THEY GET TO REGULATE THEMSELVES...
YOU RESENT THAT? WHAT THE HELL IS WRONG WITH YOU?

Posted at 8:28am Apr 25, 2007 EDT

my plan covers me if anything goes wrong, but it comes out of my own pocket for routine stuff. very short sighted, eh?

Posted at 8:28am Apr 25, 2007 EDT

they won't even let me pay for health insurance... pre-existing conditions... unless you have a job that provides it, your screwed

Posted at 8:28am Apr 25, 2007 EDT

mine covers the routine stuff and not if anything goes wrong. 1 trip to have the dr glance in my baby's ear and tell me it's "immaculate" costs 80 smackers.

Posted at 8:30am Apr 25, 2007 EDT