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Cash envelope system wallet with blank dividers for Dave Ramsey budget | choice of laminated cotton fabric and zipper color

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Description

This cash envelope system wallet with six durable cash dividers is ideal for a Dave Ramsey budget and made in your choice of laminated cotton and zipper color. So if you're not drawn to any of the pre-made Divide-It wallets currently in stock, you can have one created in a fabric and zipper color that suits your tastes.

Ordering Instructions:

1. View currently available fabrics: http://bit.ly/fabricgallery (This link must be copied and pasted into your browser.)
2. Type your choice in the "Add a note to ATime4Everything" box at checkout so that the processing of your order is not delayed. There is no option for choosing from a list at checkout. You are also free to request a particular zipper color, but if it's not available, I will select another one that coordinates with the fabric.

If you do not specify your fabric in the note at checkout, there's a chance of your order being delayed. The stated processing time begins when I have all of the information I need to start on your item(s).

This custom item will be added to my order queue and will be finished and ready to mail within 1 week.

Full Description:

The Divide-It cash envelope system wallet keeps your budgeted cash organized in style at a price that most people can afford. So even if money is tight, you needn't be excluded from having a durable, attractive system to replace those tattered paper envelopes swimming around in your purse!

Perfect for the Dave Ramsey budget, Crown Financial, or any other cash envelope system.

Pay with a debit card instead of cash?
Use the wallet to organize your receipts by budget category.
You can even use it to organize store loyalty cards, gift cards, punch cards, and coupons! (See fifth photo.)

Dimensions: 7 1/2" L x 3 3/4"W

This cash envelope system wallet is made of designer factory-laminated cotton, so it's water-resistant on the outside and can be wiped clean. You get the beauty and uniqueness of a fabric wallet without the inevitable grunginess that results from regular cloth kicking around in your purse and being handled. Laminated cotton is lightweight yet very durable, and unlike oilcloth, it is CPSIA compliant and contains no BPA, PVC, or phthalates. And unlike fabric laminated at home with iron-on vinyl, it is not wrinkly or crinkly and will maintain its bond for the life of the wallet.

The body of this wallet is not stiff but intentionally very supple, which gives it the ability to expand and accommodate the dividers, cash, and even a coin pouch and/or card holder while taking up a minimal amount of space in your purse or bag. Many customers say it holds more than they expected!

Included are 6 blank tabbed category dividers that are very sturdy and will not tear, lasting the life of your wallet. The tabs are easily labeled with an ultra-fine Sharpie and temporarily erasable with rubbing alcohol should you make a mistake. Alternately, you can order durable custom labels: https://etsy.me/1aeTwGk

To purchase printable spending logs that fit behind the dividers and help you track exactly where your cash is going, visit this page: https://etsy.me/2iRQuhb

For a coordinating coin pouch or card holder (both of which fit inside the wallet), see the "Extras" section: https://etsy.me/1cinBq8

Don't want to wait? You can find ready-to-ship wallets here: https://etsy.me/2bBtsYo



© Copyright 2011-2017 Melissa Kaiserman. All rights reserved.



Return to main shop page: https://etsy.me/1DQorq3

For links to our newsletter and social media: https://etsy.me/1KFoTZB
This cash envelope system wallet with six durable cash dividers is ideal for a Dave Ramsey budget and made in your choice of laminated cotton and zipper color. So if you're not drawn to any of the pre-made Divide-It wallets currently in stock, you can have one created in a fabric and zipper color that suits your tastes.

Ordering Instructions:

1. View currently available fabrics: http://bit.ly/fabricgallery (This link must be copied and pasted into your browser.)
2. Type your choice in the "Add a note to ATime4Everything" box at checkout so that the processing of your order is not delayed. There is no option for choosing from a list at checkout. You are also free to request a particular zipper color, but if it's not available, I will select another one that coordinates with the fabric.

If you do not specify your fabric in the note at checkout, there's a chance of your order being delayed. The stated processing time begins when I have all of the information I need to start on your item(s).

This custom item will be added to my order queue and will be finished and ready to mail within 1 week.

Full Description:

The Divide-It cash envelope system wallet keeps your budgeted cash organized in style at a price that most people can afford. So even if money is tight, you needn't be excluded from having a durable, attractive system to replace those tattered paper envelopes swimming around in your purse!

Perfect for the Dave Ramsey budget, Crown Financial, or any other cash envelope system.

Pay with a debit card instead of cash?
Use the wallet to organize your receipts by budget category.
You can even use it to organize store loyalty cards, gift cards, punch cards, and coupons! (See fifth photo.)

Dimensions: 7 1/2" L x 3 3/4"W

This cash envelope system wallet is made of designer factory-laminated cotton, so it's water-resistant on the outside and can be wiped clean. You get the beauty and uniqueness of a fabric wallet without the inevitable grunginess that results from regular cloth kicking around in your purse and being handled. Laminated cotton is lightweight yet very durable, and unlike oilcloth, it is CPSIA compliant and contains no BPA, PVC, or phthalates. And unlike fabric laminated at home with iron-on vinyl, it is not wrinkly or crinkly and will maintain its bond for the life of the wallet.

The body of this wallet is not stiff but intentionally very supple, which gives it the ability to expand and accommodate the dividers, cash, and even a coin pouch and/or card holder while taking up a minimal amount of space in your purse or bag. Many customers say it holds more than they expected!

Included are 6 blank tabbed category dividers that are very sturdy and will not tear, lasting the life of your wallet. The tabs are easily labeled with an ultra-fine Sharpie and temporarily erasable with rubbing alcohol should you make a mistake. Alternately, you can order durable custom labels: https://etsy.me/1aeTwGk

To purchase printable spending logs that fit behind the dividers and help you track exactly where your cash is going, visit this page: https://etsy.me/2iRQuhb

For a coordinating coin pouch or card holder (both of which fit inside the wallet), see the "Extras" section: https://etsy.me/1cinBq8

Don't want to wait? You can find ready-to-ship wallets here: https://etsy.me/2bBtsYo



© Copyright 2011-2017 Melissa Kaiserman. All rights reserved.



Return to main shop page: https://etsy.me/1DQorq3

For links to our newsletter and social media: https://etsy.me/1KFoTZB

Reviews

5 out of 5 stars
(2,880)
Reviewed by cookam2
5 out of 5 stars
May 19, 2018
I absolutely love my wallet! So convenient and easy to use.
Cash envelope system wallet with blank dividers for Dave Ramsey budget | choice of laminated cotton fabric and zipper color

Reviewed by Vanessa Dietmeyer
5 out of 5 stars
May 15, 2018
Was I really living before having this? ;D I love the durability, pattern, and convenience of this wallet! My husband and I use it to save up for all the fun budget-y adult things. Thanks for helping make my life more organized!
Cash envelope system wallet with blank dividers for Dave Ramsey budget | choice of laminated cotton fabric and zipper color

Payments

Secure options
  • Accepts Etsy Gift Cards and Etsy Credits
Etsy keeps your payment information secure. Etsy shops never receive your credit card information.
Payment is due immediately. Sales tax will be added to orders placed by Washington state residents.

You will receive a receipt after purchase that includes a note from me at the bottom. Please read it since it contains important details!

Returns & exchanges

I gladly accept returns, exchanges, and cancellations
Contact me within: 7 days of delivery
Ship items back within: 14 days of delivery
Request a cancellation: before item has shipped
The following items can't be returned or exchanged
Because of the nature of these items, unless they arrive damaged or defective, I can't accept returns for:
  • Custom or personalized orders
  • Digital downloads
Returns and exchange details
I want you to be satisfied with your purchase from my shop!
{Please read all the way through for complete return/exchange information.}

If it is necessary to send back an item due to a mistake on my part, I will pay the return First Class postage and replace it at my expense. I will inevitably make a mistake from time to time, but I will make it right, so please contact me first rather than going straight to leaving feedback.

If you simply change your mind about your purchase, I will refund the original payment--minus the shipping portion--once I receive the item(s) back in new & unused condition with no stains, flaws, or odors, However, return postage will not be reimbursed.

There are no returns or exchanges of personalized items such as labels or customized items that vary from my typical product offerings unless I have made a mistake in completing the request(s). Sales of digital items are final.

Returns or exchanges must be initiated within 7 days of USPS-confirmed delivery of your package, and the item must be placed in the mail within 7 days of receiving my response. Since this time frame adequately allows for when "life happens" there can be no exceptions.

Please do not return an item without first having a conversation with me expressing your reason for initiating the return and receiving instructions regarding my return procedures. Items returned without prior approval will not be refunded or replaced.

Thank you!
Questions about your order?
Please contact me if you have any problems with your order.

Shipping policies

PROCESSING TIMES & SHIPPING DATES

Some of the items in the shop are either finished or just a step or two away from being ready to ship; others are made to order. Processing time is noted in the listing's Shipping tab

The scheduled shipping date is calculated based on the item in your order with the longest turnaround time, does not include weekends, and is found on your invoice.

All items I make weigh under 13 oz. and are sent via First Class Mail unless Priority Mail is chosen at checkout.

MAILING ADDRESS

It is the buyer's responsibility to make sure the shipping address provided to me is up to date. Each order is shipped to the address shown on the invoice, so please carefully review your address when given the opportunity during checkout.

IF AN ADDRESS IS WRONG AND THE ORDER HASN'T SHIPPED:
If an incorrect address shows on your invoice and you realize it before your order is shipped, contact me ASAP so that I can fix it when printing the label.

IF AN ADDRESS IS WRONG AND THE ORDER HAS SHIPPED:
Packages returned to me as undeliverable due to an incorrect address on the invoice will be shipped a second time at the buyer's expense. I am not liable for packages that never make their way back to me when the address provided on the invoice is wrong.

Please use your home address or PO box for the address. There can be too many variables (large building, missing suite number, the business not being open, etc.) when a package is addressed to someone at their place of employment. I am not able to replace an order that is scanned as delivered by the USPS but gets misplaced or misdirected within the business and doesn't make it to the intended recipient.

INTERNATIONAL CUSTOMERS

It has become reasonable to expect First Class International packages to take as long as six weeks (and sometimes longer in certain countries) to be delivered, with no way of tracking those packages to many countries. Please be aware of this fact before ordering. If you do place an order, then I humbly ask that you remain patient and not panic regarding non-receipt unless 8 weeks have passed since the date it was mailed. Thank you for understanding that I have no control over any country's customs process or speed at which it delivers packages to their destination.

The buyer is responsible for all customs fees, taxes, and/or duties that may be assessed by her country of residence, so please become familiar with those before purchasing. I am unable to predict what these charges will be, but this site may be of help: http://www.dutycalculator.com/new-import-duty-and-tax-calculation

Under no circumstances will I mark "gift" on a customs form, since what I am mailing is merchandise. Even if you are giving it as a gift to someone else, it is not a gift from me, so it does not qualify.

I want to continue making my items available to international customers, and adherence to these policies will help to insure that I do. Thank you!

*Unfortunately, due to prior issues I am no longer able to ship packages to India or Brazil, and I also cannot fulfill orders to Italy since sewn articles of any kind are prohibited. If I receive an order to be shipped to one of these countries, I will have to cancel and refund. Thank you for understanding.*
PROCESSING TIMES & SHIPPING DATES

Some of the items in the shop are either finished or just a step or two away from being ready to ship; others are made to order. Processing time is noted in the listing's Shipping tab

The scheduled shipping date is calculated based on the item in your order with the longest turnaround time, does not include weekends, and is found on your invoice.

All items I make weigh under 13 oz. and are sent via First Class Mail unless Priority Mail is chosen at checkout.

MAILING ADDRESS

It is the buyer's responsibility to make sure the shipping address provided to me is up to date. Each order is shipped to the address shown on the invoice, so please carefully review your address when given the opportunity during checkout.

IF AN ADDRESS IS WRONG AND THE ORDER HASN'T SHIPPED:
If an incorrect address shows on your invoice and you realize it before your order is shipped, contact me ASAP so that I can fix it when printing the label.

IF AN ADDRESS IS WRONG AND THE ORDER HAS SHIPPED:
Packages returned to me as undeliverable due to an incorrect address on the invoice will be shipped a second time at the buyer's expense. I am not liable for packages that never make their way back to me when the address provided on the invoice is wrong.

Please use your home address or PO box for the address. There can be too many variables (large building, missing suite number, the business not being open, etc.) when a package is addressed to someone at their place of employment. I am not able to replace an order that is scanned as delivered by the USPS but gets misplaced or misdirected within the business and doesn't make it to the intended recipient.

INTERNATIONAL CUSTOMERS

It has become reasonable to expect First Class International packages to take as long as six weeks (and sometimes longer in certain countries) to be delivered, with no way of tracking those packages to many countries. Please be aware of this fact before ordering. If you do place an order, then I humbly ask that you remain patient and not panic regarding non-receipt unless 8 weeks have passed since the date it was mailed. Thank you for understanding that I have no control over any country's customs process or speed at which it delivers packages to their destination.

The buyer is responsible for all customs fees, taxes, and/or duties that may be assessed by her country of residence, so please become familiar with those before purchasing. I am unable to predict what these charges will be, but this site may be of help: http://www.dutycalculator.com/new-import-duty-and-tax-calculation

Under no circumstances will I mark "gift" on a customs form, since what I am mailing is merchandise. Even if you are giving it as a gift to someone else, it is not a gift from me, so it does not qualify.

I want to continue making my items available to international customers, and adherence to these policies will help to insure that I do. Thank you!

*Unfortunately, due to prior issues I am no longer able to ship packages to India or Brazil, and I also cannot fulfill orders to Italy since sewn articles of any kind are prohibited. If I receive an order to be shipped to one of these countries, I will have to cancel and refund. Thank you for understanding.*

Additional policies

CONNECT WITH A TIME FOR EVERYTHING

❁ To subscribe: bit.ly/ATimeforEverything

❁ To follow AT4E on Facebook: facebook.com/ATimeforEverything

❁ To follow AT4E on Instagram: instagram.com/atimeforeverything

❁ To follow AT4E on Pinterest: pinterest.com/mkaiserman

❁ To view currently available options for choice-of-fabric items: bit.ly/fabricgalllery

Fellow Etsy sellers, check out my site for tips & tutorials that will educate, equip, and encourage you in your business! { makeryspace.com }

FAQs

Processing time depends on what you have purchased and does not include time in transit. It is the time from when the order is placed to when it is shipped.

~Divide-It Wallets shown with a picture of a finished product: 1-2 business days
~Divide-It, Zip-It, planner items, kids give-save-spend sets or trifolds, and accessories (all in choice of fabric): Up to 1 week
~Organize-It Wallets: 1-2 weeks

"Business days" are M - F (excluding holidays) rather than actual calendar days.
The shipping date is calculated based on the item in your order with the longest processing time, does not include weekends, and is found on your invoice.
The link is in each product description for choice of fabric items, but in case you missed it, the selection can be found here: http://bit.ly/fabricgallery.

Please specify your choice in the note at checkout.
I'm so glad you asked! I don't have sales very often, but when I do, my subscribers definitely get the best deals. :)

You can sign up here: http://bit.ly/ATimeforEverything

Cash envelope system wallet with blank dividers for Dave Ramsey budget | choice of laminated cotton fabric and zipper color

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$21.00
Free shipping to United States with $50 purchase from ATime4Everything. See item details below for sale terms.
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Overview

  • Handmade item
  • Choose a fabric: bit.ly/fabricgallery
  • Materials: fabric, designer fabric, laminated cotton, zipper, laminate, sturdy dividers, coated fabric, cash envelope system, wallet dividers
  • Made to order
  • Feedback: 2880 reviews
  • Favorited by: 2186 people
  • Gift message available

Shipping & returns

Ready to ship in 1 week
From United States
Shipping upgrades available in the cart
Returns and exchanges accepted
Exceptions may apply. See return policy

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