Where can I find my download?

After your purchase, you should get a confirmation email from Etsy with a link to download the file (it could be on your spam folder). You can also download it by logging into your Etsy account and finding the order in your purchases and reviews section. You can use this link to quickly jump into your purchases section: https://www.etsy.com/your/purchases There's a download link the file next to your order. If you still have trouble please message me and I’ll send it to you manually. For Google Sheets templates you will download a PDF file. On that file you will find a link to the spreadsheet and very detailed instructions on how to use it.

Are these files compatible with Excel?

Most of our spreadsheets are specifically designed for Google Sheets and will not function properly in Excel. While Google Sheets and Excel are similar programs, they use different. When a spreadsheet is exported to an Excel format the formulas don’t translate properly, and the spreadsheet will not function as designed.

Do you offer returns or exchanges?

Due to the digital nature of this product, we cannot offer any returns or refunds. Once a purchase has been downloaded you will always have access to your purchase. However, if you have any concerns, please do not hesitate to reach out! I’m always happy to help!

How do I change the currency in a file?

You can select groups of cells you want to change and then click on FORMAT -> NUMBER Then, you can choose either CURRENCY and select a country, or you can choose CUSTOM CURRENCY and have more flexibility over how you want your numbers to look. If you run into any issues and need help please let me know.

The current day is not showing properly in my file.

If your template includes a feature that uses the current day, and it is not updating in time, you need to set a different timezone. To do that: 1. Click on the FILE option (the first option below the spreadsheet name). 2. Click on SETTINGS (almost at the bottom). 3. A box appears with an option to select your country and your timezone.

Will these templates work every year?

All my templates are meant to work no matter the year. Each one has a specific cell in which you can update the year you are working with. Please refer to your instructions PDF to find where that cell is in your specific template.

The use of these spreadsheets is your own responsibility. The information contained in these templates is meant to be used for informational purposes only and is not intended to be a substitute for legal or financial advice that can be provided by your own attorney, accountant, and/or financial advisor. Although great care has been taken in preparing the information generated by these templates, I cannot be held responsible for any errors or omissions, and I accept no liability whatsoever for any loss or damage you may incur.

I can't access my spreadsheet or it opens in "view only" mode.

Unfortunately, Google Sheets can be a bit glitchy from time to time. If it does not open, or if it opens in a view only mode try the following: In the top toolbar, click “File” → “Make a copy”. This will create a copy of the spreadsheet that will provide you with full access. If that does not work try the troubleshooting options down below. - Open the spreadsheet from a computer or laptop - Make sure there is enough space on your Google Drive - Try a different browser - Make sure you are logged into Google Sheets If after you have tried all options above you are still experiencing issues be sure to reach out to us on Etsy so we can assist you further.

Can I customise the spreadsheet?

At this moment, we do take requests for customizing spreadsheets.I’ve put together a form that explains all the details and provides estimated pricing for custom work. You can access it here: https://forms.gle/vesCuhhoXTXhEqce6 If you would like to receive a quote, please complete the form and include as much detail as possible about your request. If I need any clarification, I’ll follow up with additional questions.

Report this item to Etsy

NowPrice:€4,00

Original Price: €8,02

50% off

•

Sale ends in 11:23:06

VAT Included

Savings Tracker Sinking Funds Tracker Digital Cash Envelopes System Google Sheets Savings Template Personal Finance Spreadsheet

Name: Savings Tracker Sinking Funds Tracker Digital Cash Envelopes System Google Sheets Savings Template Personal Finance Spreadsheet
Brand: inDeoDesignStudio
SKU: 4363318724
Price: 4.00 EUR
Availability: InStock
Rating: 5.0 (8 reviews)

inDeoDesignStudio

You can only make an offer when buying a single item

Star Seller. This seller consistently earned 5-star reviews, shipped on time, and replied quickly to any messages they received.

Buy together, get 60% off

This listing

Savings Tracker Sinking Funds Tracker Digital Cash Envelopes System Google Sheets Savings Template Personal Finance Spreadsheet

Sale Price €3,21

Original Price €8,02

60% off "buy together" offer

Digital Download

Goal Tracker Google Sheets Simple Goal Planner Spreadsheet SMART Goal Setting Template Vision Boarding 2026 New Year Resolution Planner

Sale Price €1,82

Original Price €4,56

60% off "buy together" offer

Digital Download

This listing

Savings Tracker Sinking Funds Tracker Digital Cash Envelopes System Google Sheets Savings Template Personal Finance Spreadsheet

Sale Price €3,21

Original Price €8,02

60% off "buy together" offer

Digital Download

Goal Tracker Google Sheets Simple Goal Planner Spreadsheet SMART Goal Setting Template Vision Boarding 2026 New Year Resolution Planner

Sale Price €1,82

Original Price €4,56

60% off "buy together" offer

Digital Download

This listing

Savings Tracker Sinking Funds Tracker Digital Cash Envelopes System Google Sheets Savings Template Personal Finance Spreadsheet

Sale Price €3,21

Original Price €8,02

60% off "buy together" offer

Digital Download

Goal Tracker Google Sheets Simple Goal Planner Spreadsheet SMART Goal Setting Template Vision Boarding 2026 New Year Resolution Planner

Sale Price €1,82

Original Price €4,56

60% off "buy together" offer

Digital Download

Original value: €12,58

New total: €5,03

Highlights

Designed by inDeoDesignStudio
Party decor for gatherings and celebrations
Digital download
Digital file type(s): 1 PDF, 1 other file

Take control of your money with this Savings Tracker, Sinking Funds Tracker, and Digital Cash Envelopes System—all in one easy-to-use tool. Built in Google Sheets and Excel, this savings template is perfect for managing multiple goals at once, whether you’re setting aside money for vacations, holiday gifts, or an emergency fund.

With automated charts, real-time progress updates, and space to track deposits and withdrawals, this personal finance spreadsheet makes saving clear, simple, and motivating. You can create up to 10 envelopes, customize your savings goals, and watch your progress grow—all without complicated apps or manual math.

Whether you’re just getting started with sinking funds or you’ve been budgeting for years, this Google Sheets and Excel savings template will help you stay organized, save consistently, and reach your goals faster.

⚠️ 𝗣𝗟𝗘𝗔𝗦𝗘 𝗡𝗢𝗧𝗘:
• This is a digital product only. No physical item will be sent.
• Please use a computer to download the files, not your phone.

🎉 𝗙𝗘𝗔𝗧𝗨𝗥𝗘𝗦 𝗔𝗡𝗗 𝗕𝗘𝗡𝗘𝗙𝗜𝗧𝗦:
• Track Up to 10 Goals – Manage multiple sinking funds or savings envelopes in one place.
• Automated Progress Charts – See real-time updates with visual progress indicators.
• Customizable for Any Goal – Use for vacations, holidays, emergency funds, or personal projects.
• Easy Setup in Google Sheets – Enter your currency and goals, and everything updates automatically.
• Stay Motivated – Watch your savings grow with clear totals, percentages, and progress bars.

👩🏻‍🦰 𝗪𝗛𝗢 𝗜𝗧'𝗦 𝗙𝗢𝗥:
• Busy families who want an easy way to save for holidays, vacations, and household expenses.
• Individuals working on financial goals like emergency funds, debt payoff, or big purchases.
• Budget-conscious savers who prefer a simple, visual system over complicated apps.
• Personal finance beginners who want a straightforward way to start using sinking funds.
• Goal-driven planners who like tracking progress and staying motivated with real-time updates.

📦 𝗪𝗛𝗔𝗧'𝗦 𝗜𝗡𝗖𝗟𝗨𝗗𝗘𝗗:
• PDF file with access instructions to the Google Sheets version.
• XLS file of the Excel version.
• PLEASE NOTE: This is a digital product. No physical item will be sent.

💾 𝗛𝗢𝗪 𝗧𝗢 𝗗𝗢𝗪𝗡𝗟𝗢𝗔𝗗:
• After completing your payment, the order confirmation page will direct you to download your product
• You will also get an order confirmation email with a link to download a PDF of the Access Instructions.
• You can also find the link on your Etsy Purchases page.

🧰 𝗛𝗢𝗪 𝗧𝗢 𝗨𝗦𝗘:
• You will need a Google Sheets account, Microsoft Excel 2021, or Microsoft 365 to use the product.
• Step-by-step instructions are included in the first tab of the product if needed.

🛠️ 𝗪𝗔𝗥𝗥𝗔𝗡𝗧𝗬 & 𝗦𝗨𝗣𝗣𝗢𝗥𝗧:
Your purchase includes a 30-day warranty that covers any formula errors, broken links, or formatting issues in the spreadsheet. If something isn't working as intended, I’ll fix it at no additional cost during this period.

⭐️ 𝗠𝗢𝗥𝗘 𝗧𝗜𝗠𝗘-𝗦𝗔𝗩𝗜𝗡𝗚 𝗧𝗢𝗢𝗟𝗦:
https://www.etsy.com/shop/inDeoDesignStudio

🐱 𝗖𝗢𝗡𝗗𝗜𝗧𝗜𝗢𝗡𝗦 𝗢𝗙 𝗨𝗦𝗘:
For personal use only. You may not use these files for commercial use. They may not be resold, shared, copied, redistributed, recreated, or reproduced for any purpose without expressed permission from the creator.

❓𝗤𝗨𝗘𝗦𝗧𝗜𝗢𝗡𝗦?
Reach out for help anytime via Etsy!

📢 𝗦𝗧𝗔𝗬 𝗜𝗡 𝗧𝗛𝗘 𝗟𝗢𝗢𝗣!
Follow us on Instagram for exclusive behind-the-scenes peeks, special discounts, productivity hacks, and more! ✨ Be the first to discover the latest products! 💡💻
👉 https://www.instagram.com/indeodesignstudio/

🙌 𝗙𝗥𝗘𝗘 𝗧𝗘𝗠𝗣𝗟𝗔𝗧𝗘𝗦 & 𝗣𝗥𝗢𝗗𝗨𝗖𝗧 𝗨𝗣𝗚𝗥𝗔𝗗𝗘𝗦!
When you purchase a Google Sheets product, you get free access to any future upgrades of this product. If you’d like a heads-up when new versions drop, you can sign up here!
👉 https://indeodesignstudio.com/free-template-1

Instant Download

Your files will be available to download once payment is confirmed. Here's how.

Instant download items don’t accept returns, exchanges or cancellations. Please contact the seller about any problems with your order.

Etsy Purchase Protection
Shop confidently on Etsy knowing if something goes wrong with an order, we've got your back for all eligible purchases — see program terms

Tami

Owner of inDeoDesignStudio

Following Follow shop

Message Tami

This seller usually responds within a few hours.

Reviews for this item

5.0

(8 reviews)

5.0 Item quality

5.0 Shipping

5.0 Customer service

100% Buyers recommend

5 This item

Melody Mar 23, 2026

Great spreadsheet that they produced!

Melody Mar 23, 2026

Response from Tami

Thank you, Melody! I’m so glad the spreadsheet has been helpful for you. I really appreciate you taking the time to leave a review!

5 This item

Kelly Feb 11, 2026

exactly what I have been looking for

Kelly Feb 11, 2026

5 This item

Christine Jan 27, 2026

Super helpful. Thanks so much

Christine Jan 27, 2026

Response from Tami

Thanks, Christine! I'm so happy you found it helpful. Wishing you success with your savings goals!

5 This item

Lydia Jan 9, 2026

This was exactly what I was looking for. It's a great way to use the envelope method while still keeping money in the bank.

Lydia Jan 9, 2026

Response from Tami

I’m so glad it was exactly what you were looking for, Lydia! 🙌 I designed it for that very reason—to bring the envelope method into the digital age without losing the structure. Thanks for sharing!

Tami

inDeoDesignStudio ·

Texas, United States

4.8

13k sales

3 years on Etsy

1 shop member

Following Follow shop

Message seller

Typically responds within a few hours

Following Follow shop

Message seller

Typically responds within a few hours

Speedy replies Has a history of replying to messages quickly.

Rave reviews Average review rating is 4.8 or higher.

More from this shop

Visit shop

Explore related searches

Savings Spreadsheet

Vacation Savings Tracker

Sinking Funds Tracker

Savings Tracker

Digital Cash Envelopes

Blissbudgetingwithana

Monthly Budget Binder

Save Money Tracker

Saving Guide

Listed on Jul 15, 2026

64 favorites

Homepage Paper & Party Supplies Paper Stationery Design & Templates Templates Personal Finance Templates

What’s wrong with this listing?

Add more details

Share more specifics to help us review this item and protect our marketplace.

Savings Tracker Sinking Funds Tracker Digital Cash Envelopes System Google Sheets Savings Template Personal Finance Spreadsheet

Buy together, get 60% off

Savings Tracker Sinking Funds Tracker Digital Cash Envelopes System Google Sheets Savings Template Personal Finance Spreadsheet

Goal Tracker Google Sheets Simple Goal Planner Spreadsheet SMART Goal Setting Template Vision Boarding 2026 New Year Resolution Planner

Savings Tracker Sinking Funds Tracker Digital Cash Envelopes System Google Sheets Savings Template Personal Finance Spreadsheet

Goal Tracker Google Sheets Simple Goal Planner Spreadsheet SMART Goal Setting Template Vision Boarding 2026 New Year Resolution Planner

Savings Tracker Sinking Funds Tracker Digital Cash Envelopes System Google Sheets Savings Template Personal Finance Spreadsheet

Goal Tracker Google Sheets Simple Goal Planner Spreadsheet SMART Goal Setting Template Vision Boarding 2026 New Year Resolution Planner

Item details

Highlights

Delivery

Did you know?

FAQs

Meet your seller

Reviews for this item

More from this shop

Business Bookkeeping Spreadsheet Template Income and Expenses Tracker Spreadsheet Expenses Profit Tracker Google Sheets Month Annual 5-year

Beginner Budget Spreadsheet Excel Google Sheets Expenses Tracker Simple Budget Planner Spreadsheet Excel Income Savings Debt Bill Tracker

Paycheck Budget Spreadsheet Excel Google Sheets Expenses Tracker Simple Budget Planner Spreadsheet Excel Income Savings Debt Bill Tracker

Bookkeeping Business Expenses Tracker Bookkeeping Tracker Spreadsheet Business Expenses Income And Expense Tracker Profit Loss Spreadsheets

You may also like

Sinking Funds Tracker Savings Tracker Google Sheets Excel Spreadsheet Savings Template Money Savings Planner Goal Tracker Personal Finance

Savings Tracker Sinking Funds Tracker Google Sheets Excel Spreadsheet Savings Template Money Savings Planner Goal Tracker Personal Finance

Savings Tracker Sinking Funds Tracker Google Sheets Excel Spreadsheet Savings Template Money Savings Planner Goal Tracker Personal Finance

Savings Tracker Spreadsheet | Sinking Funds Planner | Budget Template Google Sheets | Personal Finance | Money Saving, Goal Tracker Template

Savings Tracker Spreadsheet, Budget Google Sheets, Savings Tracker, Personal Finance, Planner Cash Savings Spreadsheet, Sinking Fund Tracker

Savings Tracker Spreadsheet: Google Sheets Sinking Funds Planner (Digital Download)

Sinking Funds Tracker Spreadsheet Excel Google Sheets Budget Template Savings Tracker Personal Finance Planner Money Saving Budget Planner

Savings Tracker, Sinking Funds Planner, Google Sheets Excel, Personal Finance, Monthly Goal Tracker, Savings Goal Planner Organizer

Sinking Funds Tracker, Savings Goal Planner (Google Sheets & Excel)

Savings Tracker Spreadsheet Google Sheets, Sinking Funds, Budget Planner, Budget Spreadsheet, Savings Template, Savings Spreadsheet

Savings Tracker Spreadsheet Sinking Funds Tracker Google Sheets Personal Finance Tracker Money Savings Planner Template Saving Goal Tracker

Sinking Funds Tracker Spreadsheet: Savings Tracker Google Sheets, Money Savings Planner, Goal Tracker/Goal Planner, Finance Planner Template

Shop policies for inDeoDesignStudio

Payments

Explore related searches