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  • May include: Digital budget template, "Smart Budget 2.0", compatible with Excel and Google Sheets. The image displays two colour themes, with features including a single-tab budget and commercial use rights. Text includes "Easy to Use" and "2 Colors theme."
  • May include: An image explaining Private Label Rights (PLR). The text explains that PLR allows users to edit, rebrand, and sell products. The image also shows examples of data dashboards with charts and graphs.
  • May include: Image detailing the steps to use a Smart Budget PLR package. The steps are: Purchase, Download, Customise, and Resell. The image also shows examples of the budget templates with charts and graphs.
  • May include: Digital product presentation titled "What Will You Get." The image displays a data dashboard in dark and light versions. The text details features including Excel and Google Sheets formats, a PLR license, and instant download for immediate use.
  • May include: A graphic titled "Product Features" details a budgeting system. Features include a simple, user-friendly system, three essential tabs, weekly or monthly budgeting, and all-in-one tracking. The system is designed for effortless budgeting.
  • May include: A digital budget dashboard in dark purple and teal. The interface shows income, savings, expenses, and debt balances. Text on the screen reads "Budget Dashboard" and "Check your Income, Savings, Expenses, and debt balances all in one place."
  • May include: A digital budgeting tool with expense, debt, bill tracking, and savings sections. The interface displays categories, budgets, actual spending, and remaining amounts. The text reads "ALL BUDGETING ESSENTIALS IN 1 TAB" and "Stay organised with features that cover all the basics."
  • May include: A digital spreadsheet showing transaction entries, with a dark background and a table format. The table details financial transactions with columns for date, category, and amount. Text at the bottom describes key features.
  • May include: A digital financial tool with the text "TRANSFER ENTRY MADE SIMPLE." The interface displays a table with columns for date, accounts, and amounts. The text highlights features like accurate balance tracking and streamlined data entry.
  • May include: A mobile app interface showing financial tracking features. The screen displays a net worth of £16,800, with options for currency adjustment and cash flow analysis. Text includes "Track Your Wealth, Adjust Currency, and Monitor Cashflow with Ease."
  • May include: An image detailing compatibility with Google Sheets and Excel. It shows icons for each, alongside text explaining software requirements and compatibility with Microsoft Excel versions from 2016 onwards.
  • May include: Digital budget template, "Smart Budget 2.0", compatible with Excel and Google Sheets. The image displays two colour themes, with features including a single-tab budget and commercial use rights. Text includes "Easy to Use" and "2 Colors theme."
  • May include: An image explaining Private Label Rights (PLR). The text explains that PLR allows users to edit, rebrand, and sell products. The image also shows examples of data dashboards with charts and graphs.
  • May include: Image detailing the steps to use a Smart Budget PLR package. The steps are: Purchase, Download, Customise, and Resell. The image also shows examples of the budget templates with charts and graphs.
  • May include: Digital product presentation titled "What Will You Get." The image displays a data dashboard in dark and light versions. The text details features including Excel and Google Sheets formats, a PLR license, and instant download for immediate use.
  • May include: A graphic titled "Product Features" details a budgeting system. Features include a simple, user-friendly system, three essential tabs, weekly or monthly budgeting, and all-in-one tracking. The system is designed for effortless budgeting.
  • May include: A digital budget dashboard in dark purple and teal. The interface shows income, savings, expenses, and debt balances. Text on the screen reads "Budget Dashboard" and "Check your Income, Savings, Expenses, and debt balances all in one place."
  • May include: A digital budgeting tool with expense, debt, bill tracking, and savings sections. The interface displays categories, budgets, actual spending, and remaining amounts. The text reads "ALL BUDGETING ESSENTIALS IN 1 TAB" and "Stay organised with features that cover all the basics."
  • May include: A digital spreadsheet showing transaction entries, with a dark background and a table format. The table details financial transactions with columns for date, category, and amount. Text at the bottom describes key features.
  • May include: A digital financial tool with the text "TRANSFER ENTRY MADE SIMPLE." The interface displays a table with columns for date, accounts, and amounts. The text highlights features like accurate balance tracking and streamlined data entry.
  • May include: A mobile app interface showing financial tracking features. The screen displays a net worth of £16,800, with options for currency adjustment and cash flow analysis. Text includes "Track Your Wealth, Adjust Currency, and Monitor Cashflow with Ease."
  • May include: An image detailing compatibility with Google Sheets and Excel. It shows icons for each, alongside text explaining software requirements and compatibility with Microsoft Excel versions from 2016 onwards.
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Simple Budget Spreadsheet PLR Template: Google Sheets & Excel | Income Expense Bill | Editable Finance tracker

What to know

Digital download

Digital file type(s)

3 PDF, 2 ZIP

Take control of your finances with this all-in-one Smart Budget Spreadsheet — fully editable, beginner-friendly, and designed for effortless weekly or monthly budgeting. Perfect for personal use, digital product sellers, coaches, or anyone who wants a clean and powerful budgeting system.

🌟 WHAT’S INCLUDED
Each file comes with 3 ready-to-use tabs:
1. Instruction Tab — Simple, step-by-step guide on how to use the template
2. Sample Tab — A fully filled example to help you understand the flow
3. Budget Tab — A clean, blank worksheet ready for your actual numbers

📊 TRACK EVERYTHING IN ONE PLACE
This Smart Budget Spreadsheet includes:
> Income tracker
> Expense categories
> Bills & subscriptions
> Debt tracker
> Savings goals
> Transaction log
> Account transfer log
> Net worth calculator
> Dashboard summary with key financial insights

🗓 WEEKLY OR MONTHLY BUDGETING
Use this spreadsheet for:
> Weekly budgeting
> Monthly budgeting
> Paycheck-by-paycheck budgeting

Want a new month?
Simply duplicate the Budget tab — no extra setup required.

💡 PERFECT FOR
>Personal finance management
> Printable/digital planners
> Etsy & digital product sellers
> Coaches & content creators
> Anyone wanting an easy, organized budgeting system

🔧 EASY TO EDIT
Compatible with:
> Google Sheets (Browsers)
> Microsoft Excel (from Version 2016 above, including 2019, 2021, and 365).

Fully customizable — change colors, fonts, categories, and layouts to match your style or brand.

View full item details

What buyers say

4.6 (10)

“Great looking and functional budget spreadsheet!”

Matt

3 days ago

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NowPrice:£13.44

Original Price: £26.87

50% off

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Reviews for this item

4.6

We calculate this number using a recency-weighted average of all ratings, with a rating's value decreasing by half each year to best reflect the current experience.

(10 reviews)

4.6 Item quality
4.6 Delivery
5.0 Customer service
90% Buyers recommend
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5 out of 5 stars 5

Matt 18 Jul, 2026

Great looking and functional budget spreadsheet!

Matt 18 Jul, 2026

5 out of 5 stars 5

Emily 18 Jun, 2026

Looks beautiful! Great spreadsheet! Thanks!

Emily 18 Jun, 2026

5 out of 5 stars 5

Heather 28 May, 2026

“Clean layout and beginner friendly. I love how customizable it is and it makes tracking finances much less stressful.

Heather 28 May, 2026

5 out of 5 stars 5

Nichole 03 May, 2026

Came just as described. Love it!

Nichole 03 May, 2026

Meet your seller

exaccountant
Rita
exaccountant ·

United States

We calculate this number using a recency-weighted average of all ratings, with a rating's value decreasing by half each year to best reflect the current experience. 4.8
·
4.5k sales
·
2.5 years on Etsy

Usually responds in a few hours

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Listed on 18 Jul, 2026
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