• May include: A digital personal finance dashboard titled Spending 101 displayed on a laptop, tablet, and smartphone. The interface features dark mode with blue and red accents, showing financial charts, income, expenses, and transaction data.
  • May include: A digital personal finance dashboard titled SPENDING 101 displayed on a laptop, tablet, and smartphone. The interface features dark mode with red and blue accents, showing financial charts, income, expenses, and transaction data.
  • May include: A laptop screen displaying a dark-themed financial dashboard titled Spending 101. The interface shows total income of $6,750.00, total expenses of $2,704.47, and a net balance of $4,045.53, alongside bar charts, transaction lists, and a budget ring.
  • May include: A tablet displaying the Spending 101 financial tracking application. The screen shows an Add Transaction form and a list of Recent Transactions including Grocery Run, Dinner with Friends, Uber, Starbucks, and Freelance Design Project.
  • May include: A digital tablet displaying the Spending 101 financial dashboard with a dark theme. The screen shows text reading See The Bigger Financial Picture, along with various charts, graphs, and data points tracking income, expenses, and savings.
  • May include: A laptop screen displaying the Spending 101 financial dashboard with the text Complete Financial Visibility, Search, Filter, Analyse, Export. The interface shows a dark mode table of transactions with columns for date, description, category, account, type, and amount.
  • May include: A tablet displaying a dark-themed financial management interface titled Spending 101. The screen shows currency selection options including USD, EUR, GBP, CAD, AUD, JPY, and CHF, alongside an accounts setup section with checking, savings, and Schwab accounts.
  • May include: A tablet screen displaying a dark-themed financial dashboard titled Build Better Financial Habits. The interface shows Spending 101, recommendations for saving money, and a Your Savings Potential section totalling $487.00 monthly.
  • May include: A laptop screen displays the Spending101 financial dashboard with charts, graphs, and budget data. Text on the left lists features: One-Time Purchase, Instant Download, Private & Offline, No Subscription, and Works Forever.
  • May include: A digital personal finance dashboard titled Spending 101 displayed on a laptop, tablet, and smartphone. The interface features dark mode with blue and red accents, showing financial charts, income, expenses, and transaction data.
  • Product video
  • May include: A digital personal finance dashboard titled SPENDING 101 displayed on a laptop, tablet, and smartphone. The interface features dark mode with red and blue accents, showing financial charts, income, expenses, and transaction data.
  • May include: A laptop screen displaying a dark-themed financial dashboard titled Spending 101. The interface shows total income of $6,750.00, total expenses of $2,704.47, and a net balance of $4,045.53, alongside bar charts, transaction lists, and a budget ring.
  • May include: A tablet displaying the Spending 101 financial tracking application. The screen shows an Add Transaction form and a list of Recent Transactions including Grocery Run, Dinner with Friends, Uber, Starbucks, and Freelance Design Project.
  • May include: A digital tablet displaying the Spending 101 financial dashboard with a dark theme. The screen shows text reading See The Bigger Financial Picture, along with various charts, graphs, and data points tracking income, expenses, and savings.
  • May include: A laptop screen displaying the Spending 101 financial dashboard with the text Complete Financial Visibility, Search, Filter, Analyse, Export. The interface shows a dark mode table of transactions with columns for date, description, category, account, type, and amount.
  • May include: A tablet displaying a dark-themed financial management interface titled Spending 101. The screen shows currency selection options including USD, EUR, GBP, CAD, AUD, JPY, and CHF, alongside an accounts setup section with checking, savings, and Schwab accounts.
  • May include: A tablet screen displaying a dark-themed financial dashboard titled Build Better Financial Habits. The interface shows Spending 101, recommendations for saving money, and a Your Savings Potential section totalling $487.00 monthly.
  • May include: A laptop screen displays the Spending101 financial dashboard with charts, graphs, and budget data. Text on the left lists features: One-Time Purchase, Instant Download, Private & Offline, No Subscription, and Works Forever.
Report this item to Etsy

Spending101 | Personal Finance Dashboard | Budget Tracker | Expense Tracker (HTML Web App)

Item highlights

  • Digital download
  • Digital file type(s): 1 PDF, 1 other file

Seller's description

SPENDING 101 — Personal Finance Dashboard
Finally know where your money goes.

Spending 101 is a complete personal finance dashboard that runs 100% offline in your browser. One download. One payment. Yours forever.

No subscription. No account. No internet required. No one can see your data but you.

────────────────────────────
WHAT'S INCLUDED
────────────────────────────

→ Dashboard — Total income, total expenses, net balance, and savings rate at a glance. View by Today, This Month, or Lifetime.

→ Transactions — Log every income, expense, and transfer with category, account, date, and description. Search, filter, sort, and export your full history.

→ Budget overview — Set monthly limits per category. Visual progress bars show exactly how much of each budget you've used.

→ Spending by category — Donut chart breakdown: Housing, Food & Dining, Transport, Shopping, Utilities, Entertainment, and more.

→ Income by category — Track Salary, Freelance, Investments, Side Hustle, and other income streams separately.

→ 9-month income vs. expenses chart — See your financial trends over time at a glance.

→ Savings rate tracker — Shows the percentage of your income you're saving each month with month-over-month comparison.

→ Smart insights — Personalised recommendations based on your actual spending. Tells you exactly where you can save and how much.

→ Goals — Set and track savings goals with progress tracking.

→ Settings — Choose from USD, EUR, GBP, CAD, AUD, JPY, CHF, and more. Add up to 5 accounts (Checking, Savings, Credit Cards, investment accounts).

────────────────────────────
HOW IT WORKS
────────────────────────────

1. Purchase and download the .html file
2. Open it in Chrome, Safari, Firefox, or Edge
3. Go to Settings — add your accounts and set your currency
4. Start logging transactions
5. Watch your dashboard update in real time

That's it. No setup wizard. No account creation. No tutorial required.

────────────────────────────
WHY SPENDING 101 IS DIFFERENT
────────────────────────────

Most budgeting apps charge $10–$15/month and harvest your financial data. Spending 101 is the opposite: one payment, runs offline, and your data never leaves your device. Ever.

✔ One-time purchase — no monthly fees, ever
✔ 100% offline — works without internet
✔ Private & secure — data stored only on your device
✔ Works on Mac, Windows, Linux, iOS, Android
✔ No installation — just open the file in a browser
✔ Instant download — access it in seconds

────────────────────────────
TECHNICAL DETAILS
────────────────────────────

Format: Single HTML file (.html)
Works in: Chrome, Firefox, Safari, Edge (any modern browser)
Internet required: No — fully offline after download
Data storage: Browser local Storage (stays on your device)
Supported currencies: USD, EUR, GBP, CAD, AUD, JPY, CHF + more
Accounts: Up to 5 accounts
File size: Lightweight — loads instantly

────────────────────────────
QUESTIONS?
────────────────────────────

Message me through Etsy — I respond within 24 hours and will help you with anything.

© Solveify. Personal use only. Not for resale or redistribution.

View more

Item review

Why this review appears

All reviews are from verified buyers. This review is shown automatically based on factors like recency, whether it includes comments, your chosen language, and whether the rating reflects the typical experience with the shop.

“Item matched the description and was easy to use after setting up everything, thanks a lot Solveify for this amazing tool!”

Evelyn

08 May, 2026

View all

Price:AU$7.42

Original Price: AU$14.84

50% off

•

Limited time sale

GST Included

You can only make an offer when buying a single item.

Delivery

Instant download

Your files will be available to download once payment is confirmed. Here's how.

Instant download items don't accept returns, exchanges or cancellations. Please contact the seller about any problems with your order.

Reviews for this item

5.0

We calculate this number using a recency-weighted average of all ratings, with a rating's value decreasing by half each year to best reflect the current experience.

(4 reviews)

5.0 Item quality
5.0 Delivery
5.0 Customer service
100% Buyers recommend
5 out of 5 stars 5 This item

NICK 08 Jul, 2026

Very good appplication,easy to use.

NICK 08 Jul, 2026

Response from Ahmed Hassan

Thanks Nick it’s our pleasure!

5 out of 5 stars 5 This item

Layal 25 May, 2026

Very useful budgeting tool for tracking income, expenses, and savings in one place. Easy to use and highly recommended 👍

Layal 25 May, 2026

Response from Ahmed Hassan

Thank you 🙏

5 out of 5 stars 5 This item

Jonathan 18 May, 2026

features are amazing compared to price

Jonathan 18 May, 2026

5 out of 5 stars 5 This item

Evelyn 08 May, 2026

Item matched the description and was easy to use after setting up everything, thanks a lot Solveify for this amazing tool!

Evelyn 08 May, 2026

Response from Ahmed Hassan

Thank you!

Photos from reviews

Seller's description

Specifications

May include: A digital personal finance dashboard titled Spending 101 displayed on a laptop, tablet, and smartphone. The interface features dark mode with blue and red accents, showing financial charts, income, expenses, and transaction data.

SPENDING 101 — Personal Finance Dashboard
Finally know where your money goes.

Spending 101 is a complete personal finance dashboard that runs 100% offline in your browser. One download. One payment. Yours forever.

No subscription. No account. No internet required. No one can see your data but you.

────────────────────────────
WHAT'S INCLUDED
────────────────────────────

→ Dashboard — Total income, total expenses, net balance, and savings rate at a glance. View by Today, This Month, or Lifetime.

→ Transactions — Log every income, expense, and transfer with category, account, date, and description. Search, filter, sort, and export your full history.

→ Budget overview — Set monthly limits per category. Visual progress bars show exactly how much of each budget you've used.

→ Spending by category — Donut chart breakdown: Housing, Food & Dining, Transport, Shopping, Utilities, Entertainment, and more.

→ Income by category — Track Salary, Freelance, Investments, Side Hustle, and other income streams separately.

→ 9-month income vs. expenses chart — See your financial trends over time at a glance.

→ Savings rate tracker — Shows the percentage of your income you're saving each month with month-over-month comparison.

→ Smart insights — Personalised recommendations based on your actual spending. Tells you exactly where you can save and how much.

→ Goals — Set and track savings goals with progress tracking.

→ Settings — Choose from USD, EUR, GBP, CAD, AUD, JPY, CHF, and more. Add up to 5 accounts (Checking, Savings, Credit Cards, investment accounts).

────────────────────────────
HOW IT WORKS
────────────────────────────

1. Purchase and download the .html file
2. Open it in Chrome, Safari, Firefox, or Edge
3. Go to Settings — add your accounts and set your currency
4. Start logging transactions
5. Watch your dashboard update in real time

That's it. No setup wizard. No account creation. No tutorial required.

────────────────────────────
WHY SPENDING 101 IS DIFFERENT
────────────────────────────

Most budgeting apps charge $10–$15/month and harvest your financial data. Spending 101 is the opposite: one payment, runs offline, and your data never leaves your device. Ever.

✔ One-time purchase — no monthly fees, ever
✔ 100% offline — works without internet
✔ Private & secure — data stored only on your device
✔ Works on Mac, Windows, Linux, iOS, Android
✔ No installation — just open the file in a browser
✔ Instant download — access it in seconds

────────────────────────────
TECHNICAL DETAILS
────────────────────────────

Format: Single HTML file (.html)
Works in: Chrome, Firefox, Safari, Edge (any modern browser)
Internet required: No — fully offline after download
Data storage: Browser local Storage (stays on your device)
Supported currencies: USD, EUR, GBP, CAD, AUD, JPY, CHF + more
Accounts: Up to 5 accounts
File size: Lightweight — loads instantly

────────────────────────────
QUESTIONS?
────────────────────────────

Message me through Etsy — I respond within 24 hours and will help you with anything.

© Solveify. Personal use only. Not for resale or redistribution.

  • Designed by
    Solveify101
  • Item type
    Digital download
  • Digital file type(s)
    1 PDF, 1 other file
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Meet your seller

Solveify101
Ahmed Hassan
Solveify101 ·

United States

We calculate this number using a recency-weighted average of all ratings, with a rating's value decreasing by half each year to best reflect the current experience. 4.7
·
115 sales
·
5 months on Etsy

Usually responds in a few hours

Speedy replies Has a history of replying to messages quickly.

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