Bill Payment Tracker Spreadsheet | Monthly Organizer, Due Dates (Google Sheets, Excel Download)

Every recurring bill in one calm, clear spreadsheet. The Lizara Bill Payment Tracker gives your household a warm place to list every bill you pay — rent, utilities, insurance, subscriptions, loans — see exactly when each one is due, mark it paid as you go, and watch your monthly and yearly totals add themselves up. No apps. No subscriptions. Just you and the page.

Every recurring bill in one calm, clear spreadsheet. The Lizara Bill Payment Tracker gives your household a warm place to list every bill you pay — rent, utilities, insurance, subscriptions, loans — see exactly when each one is due, mark it paid as you go, and watch your monthly and yearly totals add themselves up. No apps. No subscriptions. Just you and the page.

Pop an 'x' under the month when a bill is paid, and the math — months paid, dollars paid year-to-date, what's still due this month, top categories by cost — happens for you. It works in both Microsoft Excel and Google Sheets.

★ WHY FAMILIES LOVE IT
• One tidy master list of every recurring bill — no more sticky notes on the fridge
• See exactly what's due this month, what's still owed, and what's already paid
• A friendly amber tint nudges you when a bill's due day has passed but isn't marked paid
• Top-3 categories by cost show where your money is really going
• Upcoming bills mini-table sorts by due day, so the next bill to pay is always at the top
• Pre-filled with 15 realistic example bills and check-marks so it makes sense the moment you open it
• Completed months turn a soft olive green for an at-a-glance view of your year

★ WHAT'S INCLUDED
• Start Here — a warm welcome page with the simple how-to
• Bills Setup — the master list of every recurring bill (name, category, due day, typical amount, account, auto-pay, notes)
• Monthly Tracker — every bill across all twelve months with paid checks, months-paid counts, and YTD dollar totals
• Dashboard — monthly bill load, bills on auto-pay, paid YTD, still due this month, top categories, and an upcoming-bills mini-table
• Yearly Overview — twelve-month rollup with bills due, bills paid, dollars paid, and percent paid for each month, plus a year total

★ HOW IT WORKS
1. On the Bills Setup tab, list every recurring bill — name, category, due day, typical amount, account, and auto-pay
2. On the Monthly Tracker tab, mark an 'x' under each month when the bill is paid
3. The Dashboard updates instantly — what's due, what's paid, what's still owed
4. The Yearly Overview rolls every month up into a single big-picture view

★ INSTANT DIGITAL DOWNLOAD
This is a digital product — nothing will be shipped. Right after purchase you can instantly download the spreadsheet file (.xlsx).

★ WORKS IN EXCEL AND GOOGLE SHEETS
Use it in Microsoft Excel (desktop, 2016 or newer recommended), or use it free in Google Sheets — just upload the file to Google Drive and open it with Google Sheets. It is not designed for the Excel mobile app or Apple Numbers.

★ A NOTE ON DIGITAL ITEMS
Because this is an instant download, all sales are final and no refunds are offered. But if anything ever looks off with your file, just message us — we'll happily make it right.

★ HOW THIS WAS MADE
Every Lizara template is built using AI-assisted authoring with Anthropic's Claude, then formula-verified, hand-curated, and brand-finished by our family before publishing. We share this openly in the spirit of Etsy's seller policy on AI-assisted listings. The result is the same quality you'd expect from a careful designer — produced more efficiently so we can keep prices accessible for families.

For personal use only. Please don't resell, share, or redistribute the file or its design.

Thank you for supporting our small family business. — The Lizara familyop an 'x' under the month when a bill is paid, and the math — months paid, dollars paid year-to-date, what's still due this month, top categories by cost — happens for you. It works in both Microsoft Excel and Google Sheets.

★ WHY FAMILIES LOVE IT
• One tidy master list of every recurring bill — no more sticky notes on the fridge
• See exactly what's due this month, what's still owed, and what's already paid
• A friendly amber tint nudges you when a bill's due day has passed but isn't marked paid
• Top-3 categories by cost show where your money is really going
• Upcoming bills mini-table sorts by due day, so the next bill to pay is always at the top
• Pre-filled with 15 realistic example bills and check-marks so it makes sense the moment you open it
• Completed months turn a soft olive green for an at-a-glance view of your year

★ WHAT'S INCLUDED
• Start Here — a warm welcome page with the simple how-to
• Bills Setup — the master list of every recurring bill (name, category, due day, typical amount, account, auto-pay, notes)
• Monthly Tracker — every bill across all twelve months with paid checks, months-paid counts, and YTD dollar totals
• Dashboard — monthly bill load, bills on auto-pay, paid YTD, still due this month, top categories, and an upcoming-bills mini-table
• Yearly Overview — twelve-month rollup with bills due, bills paid, dollars paid, and percent paid for each month, plus a year total

★ HOW IT WORKS
1. On the Bills Setup tab, list every recurring bill — name, category, due day, typical amount, account, and auto-pay
2. On the Monthly Tracker tab, mark an 'x' under each month when the bill is paid
3. The Dashboard updates instantly — what's due, what's paid, what's still owed
4. The Yearly Overview rolls every month up into a single big-picture view

★ INSTANT DIGITAL DOWNLOAD
This is a digital product — nothing will be shipped. Right after purchase you can instantly download the spreadsheet file (.xlsx).

★ WORKS IN EXCEL AND GOOGLE SHEETS
Use it in Microsoft Excel (desktop, 2016 or newer recommended), or use it free in Google Sheets — just upload the file to Google Drive and open it with Google Sheets. It is not designed for the Excel mobile app or Apple Numbers.

★ A NOTE ON DIGITAL ITEMS
Because this is an instant download, all sales are final and no refunds are offered. But if anything ever looks off with your file, just message us — we'll happily make it right.

For personal use only. Please don't resell, share, or redistribute the file or its design.

Thank you for supporting our small family business. — The Lizara family