Is this a digital product?

Yes! This is an instant digital download — nothing is shipped. After purchase, your files are available on your Etsy Downloads page and emailed to you.

Do I need Excel, or does it work in Google Sheets?

Both! It works in Microsoft Excel and in Google Sheets (which is free). For Google Sheets, just go to sheets.new → File → Import → Upload the file.

Do I need to be good with spreadsheets?

Not at all. It's color-coded and beginner-friendly — you only fill in the blue cells, and the dashboard and totals calculate automatically. There's a "Start Here" guide inside, too.

Will it work on a Mac, PC, phone or tablet?

Yes. It works on any device that runs Excel or Google Sheets. For the best experience (especially editing), a computer or tablet is recommended.

How do I receive my files?

Instantly. Right after checkout you'll find them on your "Purchases & reviews" page on Etsy, and you'll also get an email.

Can I reuse it every month / year?

Absolutely. Just duplicate the file or the tab whenever you want a fresh start. It's yours to use again and again.

Do you offer refunds?

Because these are instant digital downloads, all sales are final. But if you have any trouble opening or using your file, please message me — I'm always happy to help you get set up.

Can I share it or use it for my business?

The template is for personal use only — please don't resell or redistribute the files. Thank you for supporting a small shop! 💙

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Precio:MX$292.67

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Debt Payoff Tracker | Snowball, Avalanche, Payment Log (Google Sheets/Excel)

Name: Debt Payoff Tracker | Snowball, Avalanche, Payment Log (Google Sheets/Excel)
Brand: BlueCellCo
SKU: 4520470538
Price: 292.67 MXN
Availability: InStock

BlueCellCo

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Ready to be debt-free? List every balance, let Snowball and Avalanche rank what to pay first, and watch your debt shrink. Works instantly in Google Sheets or Excel.

💳 Pay off debt with a plan, not a guess. List your debts once — balances, APR, minimums — and the tracker ranks them by both Snowball (smallest balance) and Avalanche (highest APR) so you always know what to attack next. Log payments and watch your progress climb.

WHAT'S INSIDE (4 tabs):
· Dashboard (total debt, paid, % paid off, next target)
· Debt Tracker (balances, APR, minimums, auto Snowball/Avalanche order)
· Payment Log (every payment by month)
· Start Here guide.

WHY IT WORKS:
• both payoff methods ranked for you
• see your debt-free progress
• track minimums and extra payments
• automatic formulas
• works for any debts, any currency.

COMPATIBILITY:
Google Sheets (free) & Excel.

INSTANT DOWNLOAD.
Digital product, all sales final.

For tracking only; not financial advice.

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