Household Budget Excel Spreadsheet, Monthly Income and Expense Tracker with Spending Plan

Set a spending budget for each month, record household income and expenses, and compare actual spending with your plan. See income, spending and money left in one annual view.

WHAT YOU RECEIVE
One ZIP containing HouseholdBudget.xlsx and one separate QuickStart.pdf. The workbook has four tabs: Dashboard, Transactions, Example and Guide. It includes 300 prepared entry rows, formulas, an editable chart, filters and frozen entry headers.

FEATURES
- 300 transaction rows
- 12 monthly spending budgets
- Budget versus actual spending
- Income and money-left chart

HOW IT WORKS
Download both files, extract the ZIP and open the .xlsx workbook in Microsoft Excel. Save your own copy. Read the Guide tab, set your reporting year or review date, and enter your records in the yellow cells. The main entry table starts blank; the separate Example tab contains fictional records and is excluded from your dashboard. Preview images show fictional example figures.

SOFTWARE
Microsoft Excel required; software is not included. Excel format only. No native Google Sheets template, macros, automatic account imports or bank connections. Amount labels are USD, with no currency conversion. Data entry is manual. The 300 prepared rows are the supported entry area; rows beyond that require manually extending formulas and ranges.

PLEASE READ
Manual entry only. Avoid double-counting credit-card payments and purchases. This workbook does not connect to a bank or calculate debt interest, taxes or investment returns.

DIGITAL DOWNLOAD
No physical item ships. This is an editable spreadsheet plus a PDF guide, not a printable-only planner. Use for your own household or business. Do not resell, redistribute or share the template.