Travel Hacker Credit Card Churning Tracker | 5/24 Status, MSR, Fees (Google Sheets/Excel)

Q: How do I receive my template, and what do I need to open it?
A: After purchase you download 3 files: (1) a PDF named Google Sheets* Download Link with a one-click button that copies the template into your own Google* Drive, (2) the Excel* (.xlsx) version, and (3) an Instructions PDF. Use whichever version you prefer, or both. A free Google account is enough for the Google Sheets* version.

Q: Does this connect to my bank accounts or credit reports?
A: No. It is a manual-entry template. It does not sync with banks or import credit reports, so you type in your own cards and dates. Your copy lives in your own Drive or on your own computer.

Q: Does it come with my cards and current point values filled in?
A: No, it ships completely EMPTY (pictures show sample data only). It includes editable EXAMPLE point valuations on a Lists tab that you replace with your own numbers. Issuer rules and bonuses change, so please verify current terms yourself.

Q: Can two people (partners or spouses) use it?
A: Yes. Every card is tagged P1 or P2, and the Dashboard shows a separate Chase* 5/24 count, "eligible again on" date, minimum-spend deadlines, and annual fees for each player.

Q: How do I avoid breaking the formulas, and is it beginner friendly?
A: Type only in the white cells. The pastel blue cells are automatic, and a warning pops up if you try to type over one (in Excel*, the warning appears when typing, not on Delete or paste, so the Instructions PDF explains how to undo and restore). The Instructions PDF also covers safe resizing and how to fix a deleted formula.

Take control of your sign-up bonuses, annual fees, and Chase* 5/24 status with the Travel Hacker & Credit Card Churning Organizer by ProFormaGrid. Built for solo travel hackers and two-player households, it shows what needs your attention this week so you never miss a minimum spend deadline or get surprised by a renewal fee.

WHAT'S INCLUDED
- Google Sheets* Download Link PDF (one-click copy into your own Google* Drive)
- Excel* spreadsheet (.xlsx file)
- Instructions PDF (full guide, safe resizing, and how to avoid deleting formulas)
- Template ships EMPTY, ready for your own cards (pictures show sample data only)
- Room for 200 card entries, with dropdowns for player, issuer, card type, and status
- Player 1 / Player 2 mode for partners
- Automatic Chase* 5/24 calculator per player, with an "eligible again on" date
- Minimum spend (MSR) tracker: deadline, days left, spend remaining, progress bar, and daily spend needed
- Annual fee tracker: next fee date, days until the fee, and a recommended action (retention-offer window at 60 to 31 days, cancel/downgrade reminder at 30 days or less)
- Sign-up bonus value in dollars and year-1 net value after the annual fee
- Cents-per-point (CPP) log with a verdict against your own baseline
- Dashboard with your next 5 MSR deadlines and next 5 annual fees
- Color alerts: red for MSR under 14 days, orange for fees under 30 days
- Warning pop-ups that help protect the formula cells

HOW IT WORKS
1. Download your files and open the Google Sheets* link or the Excel* file.
2. Add each card: player, issuer, dates, bonus, minimum spend, and annual fee.
3. Update your spend as you go, and watch the Dashboard, 5/24 count, and fee reminders update themselves.

HONEST LIMITATIONS
This is a static spreadsheet template. It does not offer automatic bank or credit-report syncing, a mobile app of its own, or live point valuations. Baseline valuations are editable examples. It is designed for desktop use and works best there. Card rules and offers change often, so always verify with your issuer.

DISCLAIMER
This product is an educational and organizational tool and does not constitute financial, legal, or credit advice. ProFormaGrid is not affiliated with Google, Microsoft, Chase*, or any card issuer, bank, airline, or hotel program.

More templates and help: ProFormaGRID.com