IVF Treatment Budget Planner | Fertility Cost Tracker (Google Sheets, Excel)

5 QUICK ANSWERS BEFORE YOU BUY

1. What files do I get, and how?
You get 3 files as an instant download. There is a Google Sheets Download Link PDF that makes your own copy in Google Drive*. You also get the Excel* file (.xlsx) and an Instructions PDF. Use whichever version you like.

2. Is it easy to use? Will I break the formulas?
Yes, it's made to be easy. Yellow cells are where you type. Green cells have a drop-down list. Grey cells hold the formulas, and lavender cells are settings. Nothing is locked. Typing over a grey cell shows a warning in Excel*. Google Sheets* shows it too if the warning carried over to your copy. Pressing Delete on a grey cell removes the formula with no warning. The Instructions PDF and the FAQ tab show how to undo that and bring every formula back.

3. What does it track?
Clinic, lab and pharmacy bills. Estimated and real costs for up to 4 cycles or attempts. Medicine you buy each month, insurance claims and HSA/FSA spending. Travel and hotels for clinics in other states. Where your money comes from. An optional surrogacy and donor budget, and receipts for tax time. It all feeds one Dashboard.

4. Can it track my insurance deductible and out-of-pocket max?
Yes. Enter your deductible and out-of-pocket max once, then log your claims. Progress bars on the Insurance tab and the Dashboard show how close you are to each limit. It uses US insurance terms.

5. Can I use it on my phone?
Yes, in the Google Sheets* and Excel* phone apps. There is no separate app of its own, and it does not link to your bank or cards. You type everything in yourself.

----------------------------------

This planner keeps the money side of IVF and fertility care in order. You can see where you stand, what's coming next month, and if your funds cover the plan. It is for couples, people on their own, single parents by choice and same-sex parents.

It has 14 tabs that all feed one Dashboard. Compare clinic quotes and plan for travel to clinics in other states. See best, expected and worst case totals before you commit. It works in Google Sheets* or Microsoft* Excel*.

----------------------------------

WHAT'S INSIDE (14 TABS)

Start Here
A built-in guide to get you started.

Dashboard
Every tab feeds into this one view, with progress bars for your insurance limits.

Cycle Planner
Estimated and real costs for up to 4 cycles or attempts. Costs that don't fit one cycle can be tagged General / Shared.

Billing Ledger
Log clinic, lab and pharmacy bills. It has 300 rows.

Insurance
Enter your deductible and out-of-pocket max, then log your claims. Bars show how close you are to each limit.

Medications
Track the specialty medicine you buy, month by month. It has 100 rows.

Travel
Plan travel and hotel costs for clinics in other states.

Funding
List where your money comes from and see if it covers the plan.

Scenarios
See best, expected and worst case totals.

Surrogacy Donor
An optional budget for surrogacy and donor costs.

Timeline
See your cash flow month by month and the payments coming due.

Tax Receipts
Keep receipts together for tax time.

Settings
Your own settings, in the lavender cells.

FAQ
Answers to common questions and a list to restore any formula.

----------------------------------

WHO IT'S FOR

• Couples and people on their own going through IVF or other fertility care
• Single parents by choice and same-sex parents, including those using a surrogate or donor
• Anyone comparing clinic quotes or traveling to a clinic in another state

One thing to know: it uses US insurance terms like deductible, out-of-pocket max and HSA/FSA (health savings and flexible spending accounts). The cost ranges shown are typical US figures for reference only. Your clinic's quote is what counts.

----------------------------------

WHAT YOU GET (INSTANT DOWNLOAD)

• Google Sheets Download Link PDF. Click the link inside and a copy saves to your own Google Drive*.
• Excel* file (.xlsx)
• Instructions PDF. It covers how to use the planner, resize cells and avoid deleting formulas.
• Both files come blank, ready for your own numbers. The pictures show sample numbers only.

----------------------------------

HOW TO START

1. After you buy, go to your Etsy* Purchases page to get the files. Etsy* also emails you the link.
2. Open the Excel* file on your computer. Or open the PDF and click the link to make your own Google Sheets* copy.
3. Type in the yellow cells and pick from the green drop-down lists. The Dashboard fills in as you go.

If you delete a formula by mistake, press Ctrl+Z (Cmd+Z on a Mac*) to bring it back.

----------------------------------

NEED HELP?

Send ProFormaGRID a message here on Etsy*. We read every message and will help you sort it out. You can also download your files again any time from your Purchases page.

----------------------------------

THE FINE PRINT

This is a digital download, so nothing will be mailed to you. It is not made to order. It's for personal use only. Please don't resell, share or copy this file. Copyright ProFormaGRID. All rights reserved.

This is a tool to help you plan and stay organized. It is not medical, financial, tax or legal advice. It does not predict how treatment will go. Please talk to qualified experts about your care, your coverage and your taxes.

*Google Sheets and Google Drive are trademarks of Google LLC. Microsoft and Excel are trademarks of Microsoft Corporation. Mac is a trademark of Apple Inc. Etsy is a trademark of Etsy, Inc. ProFormaGRID is an independent shop and is not connected to, endorsed by or sponsored by these companies.