Budget Planner App, Color In Savings Tracker, 100 Envelope Challenge, Paycheck Budget, No Spend Tracker, Syncs Phone and Computer

Cute budget planner app for your phone and computer that shows what’s safe to spend until payday and turns your savings goals into pictures you color in as you save.

🌸 PETAL PURSE — CUTE BUDGET PLANNER + SAFE TO SPEND TRACKER

A budget you can actually see and enjoy using.

Petal Purse is a cute interactive budget planner for your phone and computer. It helps you see what you have left to spend until payday, keep upcoming bills in view and turn your savings goals into visual pictures that fill with colour as you make progress.

Instead of opening a spreadsheet full of numbers, you can open your purse and quickly see where your money stands.

🌿 Works offline after installation
🌿 Optional device syncing
🌿 Phone + computer compatible

✿ TRY THE FREE DEMO FIRST ✿
finneststudio.github.io/petal_purse_DEMO

No sign-up, no download. Open it on your phone or computer.
• Play with the example purse, or set up your own
• Log up to 40 spends and color in a savings picture
• Save a backup: the full app opens it with everything in place

Nothing leaves your browser. The full app adds phone + computer sync, Apple Pay tap-to-log on iPhone and reminders on your phone.

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🌸 SEE WHAT IS REALLY IN YOUR PURSE

Your account balance tells you how much money is sitting there.

It does not automatically tell you how much is actually available after bills, savings and everything else that still needs to happen before payday.

Petal Purse helps you separate those things.

Tell the planner:

• Your take-home pay
• How often you are paid
• Your next payday
• Bills due before payday
• How much you want to put toward savings

Petal Purse sets aside your planned bills and savings first.

What remains becomes the money available for everyday spending.

As you log purchases, your purse updates automatically.

You can see:

• Money left until payday
• Days remaining
• Approximate amount available per day
• What is left for today
• How your spending compares with an even pace

The little purse also changes expression depending on how your current spending pace is going.

Had an expensive day?

You do not need to “fix” everything immediately. Tomorrow gives you another day, and each payday starts a fresh spending period.

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⚡ LOG SPENDING WITHOUT MAKING IT A CHORE

Recording a purchase should not feel like another task.

Tap the plus button, enter the amount and choose a category.

For example:

• Groceries
• Coffee
• Eating out
• Shopping
• Fun
• Transport
• Other everyday spending

Add a short note if you want more detail.

Purchases you make regularly can also become quick buttons, so your usual coffee, grocery trip or lunch can be logged with fewer steps.

Your Spending screen lets you:

• See purchases from the current pay period
• Set plans for different categories
• Search transaction notes
• Edit purchases
• Review earlier pay periods
• See how much has been spent in each category

Petal Purse supports:

• Weekly pay
• Every 2 weeks
• Twice-monthly pay
• Monthly pay

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📈 FOLLOW YOUR SPENDING PACE

Petal Purse does more than show a balance.

A visual pace line helps you see whether you are spending faster or slower than an even pace across your pay period.

This can make it easier to notice when the first few days after payday have been expensive or when you have more room than expected.

The goal is not to make every day identical.

It is simply another way to understand how your current spending compares with the time remaining until payday.

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🎨 COLOUR IN YOUR SAVINGS

Savings do not have to be represented by another plain progress bar.

With Petal Purse, your goals can become pictures that slowly fill with colour as you save.

Create a goal for something you are working toward, such as:

• A holiday
• Paris trip
• New laptop
• Emergency fund
• Car
• Home project
• Wedding
• Future purchase

As you add money, more of the picture fills in.

You can see your progress building visually instead of only watching a number increase.

Petal Purse records your progress.

It does not move money between your bank accounts.

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🌱 SAVINGS CHALLENGES

Prefer saving through a challenge?

Choose from built-in options such as:

• 100 Envelopes Challenge
• 50 Envelopes Challenge
• 52 Week Challenge
• Every Friday Challenge
• $1,000 in 30 Days
• Custom Challenge

Some challenges include playful ways to choose the next amount.

Depending on the challenge, you may be able to:

• Roll a virtual die
• Scratch a square
• Reveal the next amount
• Choose your own amount

Complete the challenge at your own pace and watch the visual progress grow.

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💳 TURN DEBT PAYOFF INTO A PICTURE TOO

Savings are not the only thing you can visualise.

Create a debt picture and watch it fill as your balance decreases.

This gives you a visual reminder of how far you have already come instead of only showing how much is still left.

You can also connect certain bill payments with a debt picture so your recorded progress stays easier to follow.

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📅 KEEP BILLS IN VIEW

See what needs to be paid during your current pay period and what is already coming next.

Petal Purse can show:

• Bills due before payday
• Bills in the next pay period
• Upcoming due dates
• Your paydays
• Paid bills

Add recurring bills and keep their due dates and amounts together.

You can add both monthly and yearly bills.

When something has been paid, mark it as paid so your planner reflects what has actually happened.

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💰 PAYDAY RESET

Payday gives you a fresh starting point.

Petal Purse includes a short, optional payday ritual to help you review the new pay period.

You can use it to:

• See what was left from the previous period
• Move leftover money toward a savings goal
• Review upcoming bills
• Set aside planned savings
• Add money toward your pictures
• See your purse refill for the new period

The ritual is skippable.

If you prefer to manage payday yourself, you can continue without it.

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💗 NO-SPEND DAYS + SMALL MILESTONES

Progress does not have to be only about large savings goals.

Mark a no-spend day with a heart.

As you continue using the planner, you can also collect stickers for different milestones.

Finished savings pictures can be kept inside your sticker book so completed goals become part of your history instead of disappearing once they are finished.

You can also create a progress card to share when you are proud of what you have achieved.

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🎨 MAKE YOUR PURSE FEEL LIKE YOURS

Choose the look that makes you want to come back.

Petal Purse includes colour themes such as:

• Strawberry Milk
• Lavender Latte
• Peach Butter

Your theme changes the appearance of the planner without changing the information inside it.

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📱 MADE FOR PHONE + COMPUTER

Use Petal Purse on your phone or computer.

Open the private link included with your purchase and add the planner to your Home Screen or install it where supported.

Once installed, Petal Purse can open and work offline.

No App Store or Play Store download is required.

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🔗 OPTIONAL DEVICE SYNC

Want to log something on your phone and continue later on your computer?

Link your devices using a one-time 6-digit code.

Once linked, your devices can show the same purse.

For example:

Log coffee on your phone while you are out.

Open your computer later and see the updated spending.

Changes made while offline can catch up when your device reconnects.

Household members can also link their devices if you want to share one purse together.

Sync is optional.

If you prefer to use Petal Purse on one device only, you do not need to enable it.

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🔔 OPTIONAL REMINDERS

Petal Purse can also help you remember some of the small money tasks that are easy to forget.

Optional reminders can be used for things such as:

• Bills
• Payday
• Evening money check-in

Reminder availability can depend on your device and browser.

You can leave reminders switched off if you prefer.

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🍎 EXTRA IPHONE FEATURE

Using an iPhone with iOS 17 or newer?

Petal Purse includes an optional guided Apple Shortcuts setup.

After you set it up, an eligible in-store Apple Pay purchase can appear in Petal Purse with information such as:

• Purchase amount
• Shop name

This is an optional extra feature.

It does not cover:

• Online card purchases
• All Apple Pay transactions
• Android purchases

The feature depends on Apple’s Shortcuts automation system and supported iPhone behaviour.

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🔒 YOUR DATA STAYS UNDER YOUR CONTROL

Petal Purse does not require:

• A FinNestStudio account
• A bank login
• A monthly subscription

Your planner information is saved on your device.

You can also create a backup file and restore that backup on another compatible device.

Regular backups are recommended, especially before clearing browser data, resetting a device or changing devices.

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📦 WHAT YOU RECEIVE

Your Etsy digital download includes:

• START HERE PDF
• Your private Petal Purse access link
• QR code for quick opening
• Quick setup instructions
• Opening guide
• Full feature guide
• Personal-use license

The additional guides and license are provided inside the included ZIP file.

No physical product will be shipped.

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🚀 GETTING STARTED

1. Download your files through Etsy.com in a browser or from your Etsy purchase email.

2. Open the START HERE PDF.

3. Tap your private Petal Purse link or scan the QR code.

4. On iPhone, open the link in Safari.

5. On Android, open the link in Chrome.

6. Add Petal Purse to your Home Screen before setting up your purse.

7. Enter your pay schedule, payday, bills and savings plans.

8. Start using your purse.

The included guides also explain how to install and use Petal Purse on a computer.

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🌸 WHO IS PETAL PURSE FOR?

Petal Purse may suit you if:

• Traditional budgeting spreadsheets feel boring or overwhelming
• You want to budget around payday
• You want to see what is actually left after bills
• You prefer visual savings goals
• You like cute, colourful financial tools
• You want spending and bills in one place
• You want to use your budget on both your phone and computer
• You prefer entering your own information instead of connecting your bank
• You want budgeting to feel a little more encouraging

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🌿 FinNestStudio

A softer, more visual way to understand what you can spend, keep up with your bills and watch your savings grow.