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Digital Budget Planner with Excel Spreadsheet | Debt, Savings & Net Worth Tracker | GoodNotes

Precio:18,14 €

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Puntos destacables

  • Decoración para fiestas para reuniones y celebraciones
  • Descarga digital
  • Tipos de archivos digitales: 1 PDF, 1 archivo más

Put your whole financial life on one clear map. You receive a 71-page hyperlinked PDF planner plus a 21-tab .xlsx spreadsheet with automatic formulas for budgeting, debt payoff, savings and net worth.

✦ WHY IT WORKS
I built it with 15 years of banking experience. Every page includes the formula, the healthy target and the why, in plain language. No pretty-but-empty pages: everything is designed for you to actually use it.

✦ WHAT'S INSIDE (71 pages)
• How-to guide and an interactive index
• My starting point: your financial snapshot plus 3 traffic-light ratios (savings rate, debt load, emergency cushion)
• Short, medium and long-term financial goals
• Budgeting methods explained with examples: 50/30/20, zero-based and envelopes
• Emergency fund: work out your 3- and 6-month goal
• 12 months × 4 pages: budget, spending log, bills & due dates, monthly review
• Debt inventory + snowball vs avalanche strategy with a real example
• Per-debt trackers (color in every 2% eliminated) and a payment log
• 4 savings goals, sinking funds and a 52-week challenge
• Quarterly net worth tracker
• Year in review, subscription audit and financial health check
• Filled-in examples so you can see how each page is used
• Notes pages

✦ BONUS: GOOGLE SHEETS / EXCEL VERSION
No tablet, or don't use GoodNotes, Notability or Xodo? You also get the .xlsx file with the whole system and automatic calculations: actual spending adds up from your log, and your 50/30/20 split, debt payoff order, monthly goal deposits and net worth are calculated for you. Open it in Google Sheets (upload it to Google Drive), Excel or Numbers. We recommend the planner in your notes app for the full experience; the spreadsheet is your alternative.

✦ FEATURES
• Hyperlinked on every page: side tabs and an interactive index
• Undated: start any month and reuse it every year
• Any currency: amounts carry no symbol
• Landscape 4:3 layout, ideal for iPad and Android tablets
• Full-color design with depth, clear and easy to read

✦ HOW IT WORKS
1. Buy and instantly download the PDF from Etsy (Purchases and reviews).
2. Open it in GoodNotes, Notability, Noteshelf, Xodo or any app that lets you write on PDFs.
3. Write with a stylus or keyboard. Duplicate the file so you always keep a clean copy.

✦ PLEASE NOTE
• Digital product: nothing will be shipped.
• English version (a Spanish version is also available in the shop).
• For the tabs to work in GoodNotes, use read-only mode.
• Personal use only. Resale or distribution is prohibited.
• An educational personal-organization tool; not financial, legal or tax advice.
• As a digital product, returns aren't accepted, but if anything goes wrong just message me and I'll sort it out.

With care, Evelyn · Mundo Ebooks

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Fecha de publicación: 27 sept 2026
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