Budget Planner, Budget Spreadsheet, Finance Planner, Debt and Savings, Google Sheets and Excel

A budget planner bundle with 3 dashboard spreadsheets and 4 printable planners: monthly budget + bill tracker, debt payoff and savings goals, plus an expense tracker. Works in Australia, the US, the UK, Canada, New Zealand and anywhere else. Excel + Google Sheets + fillable PDF. Save 47% vs buying the 4 single listings.

Budget it, pay it off, save it up. Plan each month and tick off your bills, see the month your last debt is gone, and watch every savings goal fill up. Pick your country once in each file and the money symbol, dates and words follow: per fortnight in Australia and New Zealand, per paycheck in the US.

WHY YOU'LL LOVE IT
• One money routine in 3 simple files, each with its own dashboard, cards, progress bars and charts that update as you type
• See budget vs actual for every category, and never miss a bill
• A real finish line: your estimated debt-free date with the debt snowball, debt avalanche or your own order
• Know what to set aside per month and per fortnight (or per paycheck) for every savings goal, plus the 52-week savings challenge
• Prefer paper? 4 fillable printable planners in A4 and US Letter

WHAT'S INSIDE: 3 SPREADSHEETS (.xlsx)
• Monthly Budget + Bill Tracker: Dashboard (6 KPI cards, 3 progress bars, 4 charts), Budget (up to 40 categories), Transactions (500 rows, month fills in from the date), Bills (due day, amount and a 12-month paid tick grid) and Year (budget vs actual by month)
• Debt Payoff Tracker: Dashboard, Setup (payoff method, extra each month, plan start), Debts (up to 15), Payments (500 rows with built-in checks) and Payoff Plan (payoff order, paid-off date for each debt, month by month schedule up to 30 years ahead). When a debt is cleared, its payment rolls on to the next one
• Savings Goals + 52-Week Challenge: Dashboard, Goals (up to 12, with per month and per 2 weeks needed), Deposits (500 rows, goal dropdown, a check that flags a typo) and 52 Weeks (1 in week 1 up to 52 in week 52, 1,378 by year end, or your own amounts)
• Each file has Setup and Start Here tabs, no macros and starts blank

WHAT'S INSIDE: 4 PRINTABLE PLANNERS (fillable PDF, A4 + US Letter)
• Monthly Budget + Bill Tracker (21 pages): year at a glance, 12 undated monthly budget pages, a yearly bill checklist, a bill calendar, a subscription tracker, a spending log and a year review
• Debt Payoff Tracker (11 pages): debt overview, payoff order planner, 6 debt trackers, payment logs, a 100-box progress chart and milestones
• Savings Challenge Tracker (10 pages): savings goals, 52-week savings challenge, 100-box savings chart, 3 goal trackers, sinking funds and a savings log
• Expense Tracker + Spending Log (18 pages): categories setup, 12 monthly spending logs, a year summary, a no-spend tracker and a monthly review
• Print at 100% / actual size, or type into them in a PDF app that supports forms (for example Adobe Acrobat Reader). Some browser and preview apps don't save form fields

WORKS IN YOUR COUNTRY
• Pick Australia, United States, United Kingdom, Canada, New Zealand or Other on each file's Setup tab
• The currency symbol, date style and words follow it (for example Electricity, Repayment and per fortnight in Australia; Electric, Payment, APR and per paycheck in the US; £ and every 2 weeks in the UK; Hydro and per paycheque in Canada; Power and per fortnight in New Zealand)
• Any other currency: pick Other and type your own symbol, before or after the amount

WORKS WITH
• Microsoft Excel 2016 or later, or Microsoft 365: download the .xlsx files and open them. Desktop recommended.
• Google Sheets: upload the .xlsx files to your Google Drive, open each one, then choose File > Save as Google Sheets. Free Google account, any browser. The Quick-Start guide shows each step.
• The worked-out tabs are protected without a password in Excel so formulas aren't overwritten by accident. Google Sheets doesn't keep this, so take care with shaded cells there.
• The 3 files work on their own and don't link to each other. No bank feeds: you type in your own numbers.

WHO IT'S FOR
• Anyone starting a money reset: budget, pay down debt and save in one set
• Couples and families planning together
• Fortnightly, weekly or monthly pay: log money on its real date, whenever it comes in
• Anyone who loves watching a progress bar fill up

NOT FOR
• Bank feeds or automatic imports
• Tax filing, lender figures or official statements (debt dates and interest are estimates)
• Personal financial advice

HOW TO USE
1. Open the Quick-Start guide (PDF) first.
2. Open each .xlsx in Excel, or upload it to Google Drive and save it as Google Sheets.
3. On Setup in each file, pick your country.
4. Monthly Budget: set your budget, log money in and out, tick bills when paid.
5. Debt Payoff: list your debts, pick snowball or avalanche, log payments.
6. Savings Goals: add your goals and log each deposit. Check each Dashboard any time.

READY FOR MORE?
• Want more ways to save? The Savings Challenges Pack has 6 challenges plus 22 printable trackers
https://www.etsy.com/se/listing/4598403062/kalkylblad-for-sparutmaningar
• Zero Based Budget
https://www.etsy.com/se/listing/4588699179/nollbaserat-budgetkalkylblad-manatlig
• 2027 Annual Budget
https://www.etsy.com/se/listing/4588699735/budgetkalkylblad-for-2027-arlig

FILES (INSTANT DOWNLOAD)
• SlateAndTally-Monthly-Budget-Planner-Bill-Tracker.xlsx
• SlateAndTally-Debt-Payoff-Tracker.xlsx
• SlateAndTally-Savings-Goals-52-Week-Challenge.xlsx
• SlateAndTally-Budget-Planner-Bundle-Quick-Start.pdf (A4; the US Letter copy is in the Printables zip)
• SlateAndTally-Budget-Planner-Bundle-Printables.zip: A4 and US-Letter folders, each with the 4 fillable planners and the Quick-Start guide. Unzip on a computer (double-click on Mac, or right-click > Extract All on Windows)
• Digital download: nothing physical is shipped. Your files are under Purchases once payment is confirmed.

Personal use only. Please don't share or resell the files. Microsoft, Excel, Google and Google Sheets are trademarks of their owners. SlateAndTally isn't affiliated with them. Because this is a digital download, I can't offer refunds, but if anything isn't working, message me and I'll help.