Student Budget Planner App, College Semester Money Tracker (Digital Download)

SEMESTER — THE STUDENT BUDGET PLANNER THAT TELLS YOU WHAT YOU CAN SPEND THIS WEEK

Semester is a student budget planner app for your phone and laptop, built around the way college money really works: a financial aid refund at the start, part-time paychecks that change every week, a little money from family, and rent, textbooks and roommates in between. Add your semester dates and your money, and Semester turns it into one simple number: what you can spend this week. A college budget, semester planner, money tracker and expense tracker in one cozy, notebook-style digital planner.

★ TRY THE FREE DEMO FIRST: https://semester-demo.vaultly.workers.dev
(Sample student, opens in your browser. Like it? The full app has no limits.)

No bank login. No subscription. No account. Your numbers stay on your own devices.

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WHY SEMESTER
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Most student planners are a regular monthly budget with "student" written on the cover. Semester plans by the semester and the week: your aid, loans, scholarships and pay are spread over the weeks you have left, bills and rent are set aside first, and the weekly allowance updates by itself when you get paid or have a big week. Made for real college life — irregular income, shared apartments, textbooks and the broke student week before payday.

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WHAT'S INSIDE THE APP
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✓ This week — what's left to spend this week, a pencil that shortens as you spend, each day at a glance, and "How is this worked out?" line by line
✓ The semester strip — every week of the semester as a column: under the allowance, over, and this week
✓ Money in — financial aid refund, scholarship / grant, student loan, family, job paychecks, gigs; mark money as expected or received
✓ Careful mode — count only money that has actually arrived (great for irregular pay)
✓ Log spending in seconds with student categories: tuition & fees, textbooks & supplies, rent / dorm, meal plan & groceries, eating out & coffee, transport, phone & subscriptions, fun, personal care, health, trips home
✓ Semester budget planner — planned vs spent per category for the whole semester
✓ Bills & subscriptions — rent, phone, streaming, insurance; due dates, late bills, one tap to mark paid, student-discount flag
✓ Broke-week survival mode — a daily limit, days until money comes in, what you can afford per day after bills, and a checklist (pantry meals, free campus food, pausing subscriptions, selling a textbook)
✓ Roommate expenses — split rent top-ups, Wi-Fi, utilities and groceries equally or with custom amounts; see who owes whom in the fewest payments and settle up
✓ Textbook tracker — per course: bought new, used, rented, digital or library; sell it back and see the real cost; rental return dates
✓ Savings goals — spring break, a laptop, an emergency fund, with a weekly pace
✓ Student loans & debt — subsidized loans at $0 interest while you're in school, unsubsidized and private loans and credit cards with monthly interest and payoff time
✓ Semester report — money in, spent, average week, biggest category, month by month, where your money came from; print / save as PDF and CSV export
✓ Works for fall, spring, summer, quarters and trimesters — any length
✓ 3 themes (Notebook, Late night, Chalkboard), guided tour, backup & restore, any currency

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PHONE + LAPTOP, IN STEP
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Link your devices once with a 6-digit code or a QR scan. Log a coffee on your phone between classes and it's on your laptop a moment later — end-to-end encrypted. Installs like an app (iPhone, Android, Windows, Mac) and works offline. On a computer, everything sits in a notebook sidebar; on a phone, in a simple bottom bar.

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WHAT YOU GET
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1. START HERE PDF (12 pages) — your private app link + QR code, install steps for every device, how to link devices, every page explained with screenshots
2. BONUS PRINTABLES ZIP —
• 7 worksheets: semester budget plan, weekly spending log, monthly budget, bills & subscriptions, roommate split, textbook tracker, broke-week survival plan
• 6 goal boards to color in: savings jar, no-spend days, my semester strip, emergency fund ladder, student loan snapshot, goals & money wins
• 5 wallpapers (3 phone, 2 desktop)

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HOW IT WORKS
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1. Download the PDF after purchase and open your private link (or scan the QR)
2. Install it on your phone and/or laptop
3. Add your semester dates, your starting money, your aid / pay / family money and your bills
4. Log spending as you go — Semester shows what you can spend this week

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GOOD TO KNOW
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• This is a digital product; nothing is shipped.
• Works in any modern browser: Safari, Chrome, Edge, Firefox. No Excel or Google Sheets needed.
• Your data is saved privately on your devices. Export a backup now and then.
• A great university planner and college planner gift for a new student, from freshman year to grad school.
• For personal use. Please don't share or resell your link.
• Semester is a planning tool, not financial advice. Allowance and loan figures are estimates from the numbers you enter.
• Pairs well with our savings tracker and debt payoff planner apps in the shop.

Questions? Send a message — happy to help.