Budget + Debt Bundle | Debt Snowball Spreadsheet for Beginners, Easy Paycheck Budget and Payoff Planner, Auto Charts | Sheets and Excel

Descripción del vendedor

⚡ The budget app you own. No monthly fee. Import your bank file in Excel, budget every paycheck and pay off debt in one download.
🤖 Works with ChatGPT & Grok if you want it (optional, nothing in the file is AI).
📗 Comfortable with Excel? Go FULL: same hints and dropdowns (Excel formulas protected from accidental changes), plus extra tabs for whenever you're ready.
📱 Works on your phone with a compact, phone-friendly view, so you can check and log on the go.
🔄 Free updates, always, at no extra cost for the life of the product: every improvement is yours, no need to check: we send you an Etsy message when a new version is ready.
💳 No subscription. Pay once, yours forever. No monthly app fees.
💡 Typical budget apps can cost around $100 a year. Volt is a one-time purchase.
📘 Includes a simple step-by-step Start Here guide.

READY NOW FOR 2026 & 2027
• Bank CSV import (Excel) – paste your bank's CSV export and transactions auto-categorize. No more typing every line
• Quick Add – log a purchase in about 5 seconds: date, amount, category, done
• Color themes – pick a look from a dropdown and the dashboards recolor (Volt Navy is the default)
• Phone-friendly layout – a compact view for checking and logging on the go
• Beginner tips – short, plain-English hints right on the sheets, so you're never stuck

WHAT'S INCLUDED
• Everything in the Budget Tracker: Start Here, Setup, Transactions, Recurring, Dashboard, Monthly View, Year Overview, Bills, Paycheck Plan, Savings Goals, Net Worth
• Everything in the Debt Payoff Planner: My Debts, Compare Plans (Snowball vs Avalanche), Payment Plan, calc tabs
• $12.98 if bought separately (save $1.99)

HOW IT WORKS
Start Here → type in your numbers (or import your bank CSV, ready now for 2026 & 2027) in the light input cells → dark navy dashboards update automatically. In the Excel EASY files, formulas are protected from accidental changes so nothing breaks.

BONUS (totally optional)
• Works with ChatGPT & Grok: the Start Here tab shows how to ask about your own planner. 100% optional. Volt works fully on its own and your numbers stay in your own file.

COMPATIBILITY
• Works with Excel and Google Sheets
• Microsoft Excel desktop, Excel 2016 or later, or Microsoft 365
• Google Sheets: open the Make-a-copy link in the included PDF to get your own copy in one click (free Google account)
• On your phone (Excel): install the free Microsoft Excel app, save your file to OneDrive or iCloud Drive, open it in the app and log spending on the go
• On your phone (Google Sheets): install the free Google Sheets app, sign in with the Google account that has your copy, and tap your planner

WHAT YOU GET ON DOWNLOAD
• Excel Edition ZIP: EASY + FULL, each BLANK and EXAMPLE (.xlsx) + bank CSV template
• Google Sheets Edition ZIP (.xlsx) + Make-a-copy links in the instructions PDF
• Instructions PDF
• Guides & Bonus PDF: Start Here guide, Move Your Numbers guide and bonus printables

PLEASE NOTE
• Digital item — nothing is shipped.
• For personal use only; please don't resell or share the files.
• Because it's a digital download, refunds aren't offered. Message us on Etsy or email voltbudget [!at] gmail.com if anything goes wrong. We're happy to help.
• This is a planning tool, not financial or tax advice. Results depend on the numbers you enter.

FREE UPDATES FOR THE LIFE OF THE PRODUCT: every new feature, free, no need to check: we send you an Etsy message when a new version is ready.

Designed by Volt Budget with AI-assisted tools; reviewed, tested and finalized by us.