Debt Payoff Planner Spreadsheet, Debt Snowball and Avalanche Calculator, Excel Template, Debt Free Date, Payoff Schedule

Descripción del vendedor

See when you could be debt free and which method gets you there with less interest. List your debts once and compare the snowball and avalanche methods side by side.

WHY THIS ONE
Formulas locked in Excel, so a stray keystroke cannot wipe a total. Unprotect any tab, no password.
Snowball and avalanche side by side: your debt free date and total interest for both, with a month by month schedule for each.
5 tabs, each with one clear job, and a Start Here tab that walks you through.
Tested before release against an independent calculation, including unusual entries.

WHAT IS INSIDE
Debts: up to 10 debts, each with its balance, interest rate and minimum payment.
Debt plan: choose a start month, the total you can put toward debt each month and a method. See your debt free date, the months it takes and the interest you would pay.
Snowball versus avalanche side by side, with a chart.
Month by month payoff schedules for both methods, with the payment and balance of every debt.

EASY TO USE
Yellow cells are for typing. Everything else updates by itself.
In Excel, formulas are protected so you cannot break them by accident (you can unprotect any tab, no password).
A Start Here tab explains every step.
Set your own currency symbol.

WHAT YOU GET
1 Excel file (.xlsx) with 5 tabs.
1 PDF quick start guide.
This is a digital download. Nothing will be shipped.

PLEASE NOTE
You need Microsoft Excel on Windows or Mac.
The dates and amounts are estimates from the numbers you type. This template is not financial advice.
Because this is a digital file, we cannot offer returns, but if anything does not work as described, send us a message on Etsy and we will fix it.
This template was designed by us with the help of digital tools, including AI assistance.