Annual Budget Spreadsheet Google Sheets + Excel, Monthly Budget Planner, Bill Tracker, Paycheck Budget, Debt Payoff, Savings Tracker 2026
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NowPrice:$10.36
Original Price: $20.73
50% off
Sale ends in 6 days
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Instant download
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Specifications
Your whole year of money in one spreadsheet: type a purchase once, and every chart, month tab, bill calendar and paycheck plan updates by itself. Works in Google Sheets (free) and Excel 365.
▶ See it working: a 4-minute video walks through every tab (link in the PDF and on the Start tab).
WHAT'S INSIDE (29 TABS)
• Dashboard: six numbers, plan vs actual, the 50/30/20 check and every category, for any month
• 12 month tabs with a bill checklist: bills tick themselves on the day, or tick them yourself; move one payment's date or change its amount and every tab follows
• Bill calendar: every bill and payday on its day, what you spent, no-spend days
• Paycheck planner: what comes in, what's due before the next payday, what's left per day (weekly, every 2 weeks, twice a month, monthly or your own dates)
• Recurring: enter paychecks, bills, subscriptions and transfers once
• Transactions: 10,000 rows, dropdowns, a check column that catches duplicates
• Zero-based plan, month by month, with roll-over
• Debt payoff: up to 40 debts, snowball or avalanche, your debt-free date and a month-by-month schedule
• Savings funds: 15 goals with progress rings
• Accounts, net worth and an investing forecast
• Budget together: up to 6 people, with a fair-share split
• Year at a glance, spending insights, search
YOU GET
• A PDF with a Google Sheets "Make a copy" link for each theme: Sage, Light, Pastel, Dark
• The Excel files (Excel 365, Windows and Mac)
• A 16-page step-by-step guide
• A sample copy with a year of example numbers
• A setup video and an FAQ video on YouTube
HOW IT WORKS
1. Download the PDF and click Make a copy (or open the Excel file). 2. On Setup, pick your first month, currency and pay schedule. 3. Add purchases on Transactions; bills and paychecks go on Recurring once. 4. Everything else fills itself in.
GOOD TO KNOW
• Digital download: nothing is shipped.
• Start any month, any currency.
• Works on phone and tablet in the free Google Sheets app (set it up on a computer first).
• Every tab prints on one landscape page.
• Questions? Message us on Etsy. We answer every message.
Made by Now Next Studio. The desk scene in the first photo is AI-generated; every screen shown is the real spreadsheet. The video narration uses an AI voice.
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Designed by
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Item typeDigital download
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Digital file type(s)2 PDF, 1 ZIP
If something goes wrong with an order, we've got your back on all eligible purchases. View program terms
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