| 3,412 sales | 5 out of 5 stars

Monthly Budget Template | Zero-Based Budget | Google Sheets + Business Tracker! GOOGLE SHEETS



Star Seller. This seller consistently earned 5-star reviews, shipped on time, and replied quickly to any messages they received.

  • Digital download
  • Digital file type(s): 2 PDF, 1 other file

A budget is THE key to winning with money, and the key to keeping a budget is having one that is easy as heck to use. This GOOGLE SHEETS budget is unlike the Excel templates you've seen elsewhere. If you have a Gmail account, then you have access to Sheets, a totally free spreadsheet program that is always in your pocket and available to you online. There's no reason to ever be without your budget again. Sheets is also easier and more intuitive to use than Excel!

This budget template comes with a monthly income, expenses and spending tracker; a debt tracker and debt progress chart AND a small business/ side hustle sheet to track any income and expenses associated with work done outside of your normal 9-5. Keeping great records for tax purposes and to figure out if a side gig is worth your valuable time has never been easier.

I used earlier iterations of this budget to pay off $33,000 worth of student loan debt in just three years while I was making just $26,000 a year. The less you make, the MORE IMPORTANT it is to keep track of each dollar coming in and out.

It's time to win with money and it's never been easier than with this template, that I've perfected over the past 5 years.

This template is pre-populated with formulas to sum, calculate percentages, track your debts and progress and more.

Get excited about managing your finances as you see your progress and fund your goals. You. Got. This.

Comes with a COMPLETE step-by-step tutorial (with pictures!) to use, customize and fix your budget should you have any formula issues.

BONUS: Free printable holiday budget template and spending tracker! Don't let your holidays throw off your budget.

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Owner of BudgetGirlGoods

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163 reviews

5 out of 5 stars
5 out of 5 stars

This is exactly what I have been looking for to get me started organizing my budget in spreadsheet form! I've always been a pencil/paper budget person, but I have some BIG goals, and wanted to up my game. I also needed something that my partner could check in on and add to as we have joint financials. This is perfect for us. We have been using it for a few weeks, and have already been able to tuck more of our money away where we want it to go. Thank you Sarah!

Kristin Jul 12, 2021

5 out of 5 stars

I’ve been using a budget I created for 5 years, but Sarah’s budget has been everything mine was missing! The percentages column is a favorite part so I can really see where my spending falls within my overall income. I also love the sections for entering transactions for groceries, gas, personal money, etc. I love that it automatically goes to the budget so I can better keep track of my money. It is very easy to use and editable. I did wonder if I could change categories to better fit my life and it was easy! I’m very happy with this product.

Sarah Schuelke Apr 17, 2020

5 out of 5 stars

After trying to use a pretty fancy dashboard, I realized I needed to stick to the basics. This product is simple, easy and quick to use. It is what I need to stay on top of my budget. Could I have created this myself? Yes. Was it worth $6 to not have to spend the time doing that? 100 times yes! What a steal! Make sure to watch a few of Budget Girl's YouTube videos as well. I think that helps you to get started quickly with the budget.

Ashely Clark Jan 31, 2021

5 out of 5 stars

This template is everything I need and nothing I don't. I love that I can see everything on one page, and I don't need to scroll. Thank you Budget Girl! P.S. I love your YouTube channel!

MONICA Apr 16, 2022