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This is a vintage Krementz dainty cultured pearl and gold bracelet. I believe it is gold filled, but I cannot be certain, as much of Krementz jewelry is, and it looks as if it is. There are four cultured pearls in the center attached to the gold wire. In the back there is a ball and loop closure. The inside of the band near the clasp is marked "Krementz" with another symbol that I cannot read. There is no wearing of the metal whatsoever, and this bracelet is in excellent vintage condition. The center of the bracelet measures 1/2" tall.