Monthly Budget Spreadsheet | Budget Planner & Spending Tracker | Excel and Google Sheets

No app. No sign-up. No subscription. Yours to keep.

Includes a filled-in Example to show you how it works, and a clean Blank that's ready to use: nothing to clear first.

Plan your usual month once, and every month of the year fills itself in. Log what you spend as you go, and see what's left this month and what's safe to spend each day.

What's inside
- Plan: set your year, then your usual month: up to 8 kinds of money in and 40 spending, saving and debt categories, each marked as a need, a want or savings and debt
- Plan Changes: up to 100 one-off months (holidays, birthdays, a yearly bill) that change just that month
- Spending Log: up to 1,500 entries. The category decides if it's money in or out, so no plus/minus signs to get wrong
- This Month: pick any month to see money in, what's left for day to day, what's safe to spend per day, and what's left to give a job. Money a category doesn't use rolls over to the next month
- Year: every category, every month, planned against actual, with totals
- Dashboard: your year at a glance, a 50/30/20 check, and charts
- Start Here: a clickable index, with separate steps for Excel and Google Sheets

Amounts in US dollars.

Why you'll like it
- Every formula is tested before it goes in the shop
- Nothing is locked: change anything you like
- 2 looks (Soft and Classic), each as a Blank and a filled-in Example
- Works in Microsoft Excel and Google Sheets (free). Best on a computer; also opens on phone or tablet

Format: Excel files (.xlsx) that also open in Google Sheets, plus a quick-start PDF guide.
This is a digital download. No physical item will be sent.
Designed by SumItAllUp and built with the help of AI tools. Every formula is tested before it goes in the shop.
A planning tool, not financial advice. Always check amounts against your bank statements.
Questions? Send us a message: we're happy to help.