Clear money tools that actually work
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Presentación ClearColumnPrints
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One workbook, three looks: Bold, Soft and Dark. Same formulas and the same example in each. -
A separate calculation redoes 36 debt situations, 0% APR and extra payments included. -
Every file is built by code, not by hand: the same code gives the same file every time. -
Plain written steps come inside every file: five steps, the color key, how to clear the example. -
Debt Payoff and Paycheck Budget passed the same test. Wedding and nursing files are next.
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What do I get after I buy?
An instant download. Spreadsheets come as .xlsx files in three color themes (Bold, Soft and Dark) with a START-HERE PDF that links to your own Google Sheets copy; printables come as PDF files. Each listing lists its files. Nothing is shipped.
Does it work in Google Sheets, Excel, Mac or iPad?
Our spreadsheets are made for Excel 2016 or newer (Windows, Mac, iPad and the web) and for Google Sheets through the copy link in the PDF. They use only functions both support, and no macros. Each listing says where that file was tested. They are not made for Apple Numbers or LibreOffice.
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Click "Enable Editing". Until then you see the example but cannot type and nothing recalculates.
I see "####" in a cell.
The column is too narrow for the number: widen it a little and the value appears.
Can I change it to fit my life?
Yes. Type in the light-yellow cells and use the rows you need. In the Excel files the formulas are protected without a password so they are not deleted by accident, and you can unprotect a tab any time. Google Sheets does not keep that protection, so in your copy type only in the light-yellow cells.
Which currency does it use?
Our spreadsheets show US dollars by default and let you pick another currency symbol. Use one currency per file.
Is this financial advice?
No. It is a planning tool that does the math for the numbers you enter.
Did you use AI to make it?
Yes, we design and build our files with the help of AI tools. Every formula is checked against a separate calculation before a file goes on sale, and a person reviews it.