Kollaz

Ottawa, Ontario

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2.5 years
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2.5 years
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Last updated on 19 Sept, 2026

Contact shop owner

Valentin

About Kollaz

Smart financial tools for modern money.

Sales 0

On Etsy since 2024

Smart financial tools for modern money.

Stop undercharging. The Freelancer Money Bundle: rate calculator, 1099 tax playbook, quarterly tax set-aside.
Meet your debt-free date. The Debt Freedom Bundle: payoff calculator, debt vs invest verdict, impulse tracker.
Start 2027 in control. The Money Reset Bundle: emergency fund, safe-to-spend, subscription audit, payday plan.
A cheaper way out of debt. The Debt Payoff Calculator v2: snowball, avalanche, and per-debt extra payments.
How many months could you survive? The Emergency Fund Runway: your runway in months, with funded-by dates.

Smart financial tools for modern money.

KOLLAZ builds smart financial tools for modern money. We design professional Excel and Google Sheets templates for budgeting, debt payoff, freelancing, self-employment taxes, and student loan planning — tools that turn confusing money decisions into clear numbers. Every template is an instant download, tested in both Microsoft Excel and Google Sheets, and includes a step-by-step quick-start guide. Buy once, get free lifetime updates. Please note: our templates are educational planning tools, not financial, tax, or legal advice.

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Valentin

Founder & Designer — Builds Every Template And Answers Every Message.

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Accepts Etsy Gift Cards and Etsy Credits

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Kollaz

Featured items

Emergency Fund Calculator Excel | How Many Months Could You Survive? | Savings Runway Planner, Budget Spreadsheet

Safe to Spend Calculator Paycheck Budget Spreadsheet — Daily Spending Planner Until Payday, Excel Budget Tool

Impulse Buying Tracker Spreadsheet — 24-Hour No-Spend Cooldown Wishlist Log, Spending Habit Planner, Excel Download

Subscription Tracker Spreadsheet | Cancel Unused Subscriptions with Waste Score Ranking & Annual Savings Calculator | Excel

All items

BUNDLE Freelancer Money - Rate Calculator, 1099 Tax Playbook & Quarterly Tax Spreadsheet for Self-Employed

BUNDLE Debt Freedom - Debt Payoff Calculator Spreadsheet, Debt Vs Invest & Impulse Spending Tracker Spreadsheets

BUNDLE 2027 Money Reset - Emergency Fund, Budget, Subscription Audit & Payday Planner Spreadsheets

Emergency Fund Calculator Excel | How Many Months Could You Survive? | Savings Runway Planner, Budget Spreadsheet

Debt Payoff Spreadsheet | Snowball, Avalanche, Windfall Simulator | Excel + Google Sheets

IRS Penalty Calculator 2026 | Late Filing & Payment Penalty + Interest Spreadsheet | 1040 Tax Penalty Estimator Excel

Canada Pension Plan (CPP) Calculator for Couples: When to Take It, Break-Even & Old Age Security (OAS) Planner (2026)

Student Loan Repayment Plan Comparison Spreadsheet 2026: RAP vs IBR vs Standard, Amortization & Forgiveness Tax Calculator

Job Offer Comparison Spreadsheet | Salary Negotiation Calculator, Total Comp & RSU Vesting Comparison Tool — Excel + Google Sheets

Divorce Financial Organizer Spreadsheet: Asset, Debt & Document Checklist + Post-Split Budget Planner

Layoff Survival Budget Planner Spreadsheet | Runway Calculator, Severance & Unemployment Tracker, Excel + Google Sheets

TFSA Contribution Room Tracker Spreadsheet — RRSP + FHSA Ledger, Canadian Penalty Watch | 2026 Excel

BUNDLE Essential Money Toolkit - 7 Personal Finance Spreadsheets: Emergency Fund, Budget, Debt Vs Invest, Coast FIRE, Tax Planner Excel

Coast FIRE Calculator Spreadsheet — Find Your Coast Number, 4% Rule Early Retirement Planner, Excel Download

Quarterly Tax Calculator 2026 for Self-Employed | Estimated Tax Set-Aside Spreadsheet, Freelancer IRS Due Dates & Safe Harbor Planner

Subscription Tracker Spreadsheet | Cancel Unused Subscriptions with Waste Score Ranking & Annual Savings Calculator | Excel

Debt vs Invest Calculator Excel | Pay Off Debt or Invest Decision Tool | 5-Year Net Worth Comparison Spreadsheet with Break-Even Rate

Impulse Buying Tracker Spreadsheet — 24-Hour No-Spend Cooldown Wishlist Log, Spending Habit Planner, Excel Download

Safe to Spend Calculator Paycheck Budget Spreadsheet — Daily Spending Planner Until Payday, Excel Budget Tool

Planificateur fiscal 2026 travailleur autonome Québec | TP-80 + T2125, acomptes provisionnels, dossier comptable | PDF remplissable

2026 Self-Employed Tax Filing Planner (Canadian Edition) | T2125 Deduction Finder, Instalment Planner & Accountant Handoff

2026 Self-Employed Tax Filing Planner (U.S. Edition) | Schedule C Deduction Finder, Quarterly Planner & CPA Handoff Packet

End of Life Planner 2026 | In Case of Emergency Binder: Fillable Financial Organizer, Survivor Playbooks & Digital Legacy Guide

Notion Template: Dividend Income Tracker - Yield on Cost, DRIP Planner, Ex-Dividend Calendar, Multi-Currency Ledger + Dashboard

1099 Tax Playbook 2026: Quarterly Estimated Taxes, Deductions & Self-Employed Tax Guide (80-Page PDF)

Calculateur Tarif Horaire Freelance Canada 2026 | Travailleur Autonome — Impôt Réel 13 Provinces, Québec RRQ RQAP, Tableur Excel

Self Employed Tax Spreadsheet Canada 2026 Bilingual EN FR | Freelancer Instalments GST Tax Calculator Excel

Tableur Impôt Travailleur Autonome Canada 2026 | Calculateur Acomptes Provisionnels Toutes Provinces | Suivi TPS TVQ T4A Excel

Self Employed Tax Spreadsheet Canada 2026 All Provinces | Freelancer Tax Calculator Instalments | T4A GST Tracker Excel

Self Employed Tax Spreadsheet 2026 All 50 States | Freelancer QBI Quarterly Tax Calculator | 1099 Expense Mileage Tracker Excel

FIRE Calculator Spreadsheet — Financial Independence Retire Early Planner, 4% Rule Withdrawal & Savings Rate Planner, Excel Download

Second Income Reality Check Calculator — Is Going Back to Work Worth It? Daycare & True Net Pay Spreadsheet, Excel Google Sheets

RAP vs IBR Calculator 2026 US — Student Loan Repayment Plan Comparison Spreadsheet, Payment Estimator, Excel Download

RAP Exit Playbook 2026 US — Student Loan SAVE Exit Plan, Fillable 90-Day Action Plan Workbook Pdf, Repayment Guide

SAVE Exit Bundle 2026 US — Student Loan Repayment Playbook + Planner | RAP vs Ibr Plan Comparison, Excel + Pdf

SAVE Exit Planner + Debt Payoff Bundle 2026 US | Student Loan Repayment Calculator & Debt Snowball Spreadsheet, Excel

Announcement

About Kollaz

Shop members

Valentin

Shop policies

Returns & exchanges