PorchlightLedger

After checkout, go to You > Purchases and reviews on Etsy and click Download files. You'll get the .xlsx spreadsheet, an example file and (for most items) printable PDFs. Zip files can be opened by double-clicking on a computer.

It's free. Upload the .xlsx file to Google Drive, open it, then choose File > Save as Google Sheets. Work in that Google Sheets copy. It works on phones and tablets once it's set up in Drive, though a computer is easier for the first setup.

Yes. Every spreadsheet is an Excel .xlsx file and works in Microsoft Excel 2010 or newer on Windows and Mac.

Numbers and LibreOffice can open the files, but they aren't fully tested, and some formatting or formulas may behave differently. Google Sheets (free) is the best option if you don't have Excel.

Most listings include printable PDF pages in US Letter and A4. Print at home or at a print shop. Colors may look slightly different on paper than on screen.

Yes, fill in the pale-yellow cells and rename categories. Formula cells are protected with no password to prevent accidental edits; you can unprotect them if you know what you're doing.

The files are for personal use in your own household. Please don't resell, share or redistribute them, in whole or in part.

No. These are planning and record-keeping tools. Results are estimates; check important numbers with your lender, insurer or tax professional.

Message me through Etsy with what you're seeing. I reply myself as soon as I can.