At Etsy, supporting our sellers is our highest priority, and we understand how important it is for these small businesses to be able to receive their funds when they need them. We recently experienced a delay in issuing payments to a very small portion of our sellers (0.5% of total active sellers) related to the unexpected collapse of Silicon Valley Bank. Our teams worked around the clock to implement a solution and, as a result, we were able to issue the deposits the following business day. We do not expect the payment delay to have a material impact on our quarter ending March 31, 2023.