GrowthChief

You'll receive .xlsx spreadsheet files (one per tool) plus a PDF quick-start guide. Everything downloads instantly after purchase — nothing physical ships.

Both. The files are built as standard .xlsx workbooks, which open natively in Microsoft Excel and import cleanly into Google Sheets (File > Import > Upload, then choose "Replace spreadsheet" or "Insert new sheet(s)"). Full step-by-step instructions for both are in the quick-start guide.

Because these are instant digital downloads, we're not able to offer refunds once the files have been downloaded — this is standard for digital products on Etsy. If something isn't working right or you're stuck on setup, please message us first. We'd much rather help you get it working than have you left unhappy.

Yes. Every sheet has an editable currency symbol setting, so the trackers, dashboards, and calculators all display in whatever currency you use — ZAR, USD, EUR, GBP, or anything else.

No. These toolkits help you organize and see your own numbers clearly — they're not financial, legal, or tax advice, and nothing in them tells you what to charge, how much tax to set aside, or how to handle a lease or contract. For anything specific to your situation, please check with a qualified professional.

Etsy emails you a download link the moment your payment clears, and the files are also available anytime under Etsy's "Purchases and Reviews" page in your account. No waiting, no shipping.

You can log entries on the go using the Google Sheets mobile app -- that part works fine. But the dashboards, charts, and calculators are laid out for a bigger screen, so we'd recommend doing the setup and reviewing your numbers on a laptop or desktop for the best experience.

No. One purchase, yours to keep and reuse every year. You just need Excel or a free Google account to use Google Sheets.