Payments are possible via Paypal. How to pay with your card without creating a PayPal account:

Click Check out with PayPal, there select Pay with Debit or Credit Card. Fill in your billing and credit card details, enter your email so PayPal can send you a receipt. Click Continue to return to Etsy (your payment isn't sent until you click Submit order on Etsy).

How to proceed if you wish to pay with your credit card on my website: http://conceptcreative.store/help/
(copy this link and paste into your browser).

If you paid with an e-check (bank card), the payment must be cleared before you can download the pattern. It usually takes 5-10 business days for e-checks to clear. All your orders will be managed after the confirmed payments.

Please read here: https://www.etsy.com/help/article/26439032479
If you prefer to purchase crochet patterns without VAT please contact me before the payment and I will make you a special link.
All other customers around the world do not pay VAT on digital items.

Shipping and printing cost are not included in price of any digital item - you will need to print all pages by yourself. Of course I can calculate this cost and add to your listing before the purchase but usually prices in any copy shop are less expensive than sending thick envelopes with many pages to your country.

I kindly ask you to print all tutorials with my original margins. The default margins for Microsoft have been 1'' (2.54 cm) all around; in some versions 1.25''(3.17 cm) were given at the left and the right. In order to save your paper I have deliberately used SMALLER margins and avoided using too much of empty space (giving you an impression that you have purchased twice as many pages :)). Let's hope to save some trees on this planet this way :).

Intangible digital items (TUTORIALS; PATTERNS) are available for download right after confirmed payment. All sales are final; any payments, once completed, cannot be refunded. If you have any questions during crocheting - please do not hesitate to contact me.

Excuses like you thought to receive a handmade item instead of a TUTORIAL in ENGLISH and you were not able to spend 1-2 seconds with reading what you purchase are not acceptable for people who use credit cards and have bank accounts. Etsy makes all efforts and places a sign INSTANT DOWNLOAD on every digital tutorial.

Please respect our mutual time as all items in my shop are duly described.