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ClarityFinanceLab

United States

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11 months
on Etsy

No reviews yet

0
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11 months
on Etsy

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11 months
on Etsy

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11 months
on Etsy

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All items

Small Business Bookkeeping Spreadsheet | Income, Expense, Inventory Tracker | Excel and Google Sheets

Small Business Bookkeeping Spreadsheet | Income, Expense, Inventory Tracker | Excel and Google Sheets

Sale Price €23,37

Original Price €33,88 (31% off)

Digital Download

Budget and Debt Payoff Bundle | Budget Planner, Debt Snowball and Cash Flow Tracker | Excel and Google Sheets

Budget and Debt Payoff Bundle | Budget Planner, Debt Snowball and Cash Flow Tracker | Excel and Google Sheets

Sale Price €21,02

Original Price €28,02 (25% off)

Digital Download

Personal Finance Spreadsheet | Monthly Budget, Credit Card and Bill Tracker | Excel and Google Sheets

Personal Finance Spreadsheet | Monthly Budget, Credit Card and Bill Tracker | Excel and Google Sheets

Sale Price €16,64

Original Price €22,19 (25% off)

Digital Download

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Announcement

Last updated on Sep 17, 2026

Yulia Dwi Ananto

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Yulia Dwi Ananto

About ClarityFinanceLab

Clarity Finance Lab | Honest Budget Spreadsheets

Sales 0

On Etsy since 2025

Clarity Finance Lab | Honest Budget Spreadsheets

Why this shop exists

Most budget spreadsheets quietly double-count your credit cards: the purchase is logged as spending,

and then the card bill is logged as spending again. Your month looks worse than it really was, and

you stop trusting the sheet.

Clarity Finance Lab builds the opposite: tools where a card is an account, not an expense category.

Spending raises the card's debt, paying the bill lowers it, and your spending total stays honest.

What you get with every template

- A workbook that works in Excel 2016+, Google Sheets and LibreOffice Calc

- Written guides in plain English, not a manual

- Honest known limitations — no small print

- Pre-filled sample data, so you can see it working before you type anything

- No macros, no add-ons, no subscription

Questions before buying? Message me and I'll answer honestly — including the things a template cannot do.

Shop policies

Last updated on Sep 17, 2026

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Cancellations: not accepted

Please contact the seller if you have any problems with your order.