Unless otherwise noted, all of our findings and chain are silver or gold plated/filled. We do this for several reasons. 1) Silver plated findings and chain keep their brightness without having to be polished (sterling will tarnish after a while). 2) Sterling and 14K Gold findings and chain are VERY expensive for us to purchase, therefor making our pieces even more expensive to sell. We strive to provide our customers with the best quality materials for reasonable prices. Of course, if you prefer sterling silver or 14K gold, we are happy to switch out the findings for you at an additional cost. As always, we are here to serve YOU!