PayPal is the preferred payment. However, you can submit payment by credit card through PayPal without having a PayPal account (this is great if you want to use American Express).
When you purchase an item on Etsy, you agree to pay the seller for the item. The buyer must send payment directly to the seller (not to Etsy). It is the buyer's responsibility to pay the seller. If you choose to pay via PayPal, please send payment within 24 hours.

Items not paid for within 24 hours will be re-listed.

Note: If you're new to Etsy, here's a simple checkout guide:
http://www.etsy.com/help_guide_checkout.php

I usually ship the same or next business day after your payment is received and/or cleared. I personally deliver all packages myself to the post office and I do insure all orders over $50.00 for free. For US orders, I use First-Class mail with a delivery confirmation request and for international orders. I use First-Class International including delivery confirmation and insurance. As a courtesy, I will email you when I ship your order so you know about when to expect it. If you need something overnight then please convo me for rates. I am not liable for loss or theft but I will do what I can to help resolve the situation.

HAPPINESS GUARANTEE: If you would like to return or exchange an item, contact me immediately. My goal is for you to be completely happy with your purchase(s). Therefore, if an item is not quite what you expected, simply mail it back for a refund. Upon receipt, you will be issued a full refund minus shipping. Please make returns within 14 days.

If you are interested in a custom design or you need more than the number of items listed, please feel free to convo me. I will be more than happy to accommodate your needs.