Take Control of Your Life

Austin, Texas
8,081 Sales | 5 out of 5 stars


This is an Etsy destination for all things budgeting, goal tracking, small business, and more!


Last updated on Sep 3, 2021

This is an Etsy destination for all things budgeting, goal tracking, small business, and more!


8081 Sales

Contact shop owner



Average item review
5 out of 5 stars
See reviews that mention:
Quality 3 Customer service 9

About YourFrugalFriend

Sales 8,081
On Etsy since 2019

As featured on CNBC and MSN Money:


Welcome to Your Frugal Friend! An Etsy destination for all things budgeting and goal tracking. I am a CMA (Certified Management Accountant), a wife, and a mother of two young children. I love managing money and goals, and I know I can help you love them too.

I have opened this shop to share my tools that have aided me in paying off $140,000 of debt while raising a family, since 2016. This is the budget I created to start this journey:

I started my budgeting journey a decade ago when the financial crash hit. I was laid off and had to start from the bottom up at a new company. I was completing my two year degree in business administration from a local community college and was making $9/hr as an entry level accountant at my new company.

At this time I was also on food stamps. I was in survival mode, so I felt like I needed to budget every penny. That is when I created a simple budget for myself and started following it.

I was raised in a lower income family who treated every bonus, tax return, lump sum of cash received, like it was time for a spending spree. The habits I learned from a young age about money were very hard to unlearn. Even as a young accounting professional I was not immune to blowing any raises or bonuses that came my way. I thought I had deserved it.

While I was spending money I did not have, I was working full time and finished my accounting degrees. It took me seven years of working and attending school full time to earn a master's degree in accounting. Since I was a working professional, I had to attend a pricey private school because it was the only university in my area that offered an evening program. I left school in 2014 with $96,000 of student loan debt.

During the period of 2014 to 2018 I put my husband through school and that also came with student loans. The highest amount of debt that we had during this time was $219,000. We have since paid it down to $79,000.

I took the tools I created on my journey and have made them accessible to you, so that you too can be on a debt repayment path with me. Let's budget to financial independence together!

Shop members

  • Sasha


    Hi! My name is Sasha and I am a Certified Management Accountant in Austin, Texas who has a passion for personal finance and goal tracking! Find me online at:

Shop policies