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New York State Business Business Insurance

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New York State Business has the following requirements:

Anyone who needs help with NY sales tax & business registration issues or has help to share.

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Original Post

I'm very new to etsy and want to start selling my bath and beauty products, but I'm confused about the whole Business Insurance/Registration thing. If you are selling on Etsy, do you need business Insurance? Do I need to register myself as a business in the state of New York?

Posted at 4:24 pm May 31, 2012 EDT

Responses

Ginny - you will need to apply for a certificate of authority to collect sales tax.

For business insurance if you selling soaps I think that there are soaper organizations that offer better rates.

Posted at 8:03 am Jun 4, 2012 EDT

GoTo from GoTo says

If I were going to sell food, bath & body or children's goods, I'd look into becoming an LLC or incorporating to protect my personal finances.

I'd definitely also get insurance--the B & B teams might have suggestions of what types of coverage you need & who to use, we use Bomba Insurance--they were better than the add-on policies we could get for our personal insurance.

HomespunFabric--thanks for linking to that thread--it has a lot of good info and should answer the NYS registration requirements. :)

Posted at 7:23 pm Jun 6, 2012 EDT

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