Built from 5 real family cruises. Works in any currency.
I didn't set out to sell spreadsheets. I set out to figure out what our cruise was actually going to cost.
A few years ago my family started cruising — Royal Caribbean mostly, with a Celebrity trip mixed in — and every time I tried to budget a trip I ran into the same problem. The cruise fare was the easy part. It was everything else that got away from us. Gratuities, drink packages, Wi-Fi, excursions at every port, flights, the hotel the night before, travel insurance, spending money for the kids. By the time I added it all up the real number was always a few hundred dollars higher than I expected.
I'm a budgeter by nature. I use YNAB. I like knowing the actual number before I commit to something. So I built a spreadsheet.
It started as a personal tool — just something to track estimated costs against actuals and figure out how much to save each week. Then I added a currency converter because we're Canadian and a lot of things are priced in USD. Then a tab to compare cruise options side by side before booking. Then sample data from our Navigator of the Seas Mexican Riviera trip so I could remember what a real trip actually cost.
I ended up with something more involved than I intended. That happens when you'd rather spend three hours building a spreadsheet than show up at embarkation not knowing what the trip cost.
My kids are 11 and 15 now. Cruising with a tween and a teen is a different planning problem than cruising with little kids — the cabin configurations, the excursion decisions, the Wi-Fi situation, how much independence to give a 15-year-old in a port you've never been to. Most cruise planning content is built for families with young children. We're not that family anymore, and I'm guessing a lot of you aren't either.
The real goal isn't the spreadsheet. It's getting on the ship knowing every number is accounted for — the excursions, the gratuities, the arcade budget for the kids, all of it — so you're not doing mental math at the specialty restaurant or second-guessing whether the shore excursion is blowing the budget. My kids and I don't take these trips for granted, and I'd rather spend three hours planning before we leave than spend the whole cruise watching what we spend. These tools are how I do that.
