2026 Realtor Tax Organizer | Canadian T2125 Expense Tracker Spreadsheet | GST, Home Office and Vehicle Deductions | Excel & Google Sheets

You earned the commission. Now make sure you keep as much of it as the CRA allows.

Every April, realtors pay the price for a year of "I'll sort the receipts later." No tax withheld all year, GST owing you never tracked, vehicle and home-office deductions you can't prove. This organizer fixes that — one spreadsheet, built for the 2026 Canadian tax year, that keeps you audit-ready all year long instead of scrambling in March.

BUILT BY A WORKING CANADIAN REALTOR — every expense category is mapped to its actual T2125 line number, so what you log all year is exactly what your return asks for.

WHAT'S INSIDE (8 tabs):
📋 START HERE — what each tab does and how to work it, plain English, 5 minutes
💰 INCOME LOG — 100 rows: every commission received, with GST/HST collected tracked per deal
🧾 EXPENSE LOG — 250 rows: log as you go with a category dropdown (T2125 line numbers built in), GST/HST paid, and a "receipt kept?" column so nothing goes missing
📑 T2125 CATEGORIES — the reference sheet: every category, its CRA line number, and what actually goes in it (including the 50% meals & entertainment rule)
🚗 VEHICLE — enter full-year totals; it calculates your business-use % and deductible amount automatically (no double-entry with the expense log)
🏠 HOME OFFICE — same treatment: office area vs. total area, deductible portion calculated for you
🧮 GST-HST — pulls collected and paid straight from your logs; shows your net GST/HST owing (or refund) in one line
📊 DASHBOARD — your whole year at a glance: income, expenses, vehicle, home office, and the suggested 30% tax set-aside — so April never hurts again

WHY AGENTS LOVE IT:
✓ T2125-mapped — every category carries its CRA line number; your expense log IS your return's expense section
✓ GST/HST handled — collected vs. input tax credits tracked per transaction, net owing calculated automatically
✓ Vehicle + home office done right — business-use % calculators that feed the dashboard; clear guidance so you never double-count
✓ 30% set-aside — the dashboard suggests what to hold back on every dollar of net income
✓ Built for how agents actually work — log deals and receipts as they happen, gold cells only, everything else calculates
✓ Works in Excel AND free Google Sheets — one file, no macros, no add-ons, no paid software required

HOW IT WORKS:
1. Purchase and download instantly
2. Open in Excel or Google Sheets (free) — fill the gold cells, everything else calculates itself
3. Log income and expenses through the year; check the dashboard anytime

PLEASE NOTE: This is a digital download — no physical item will be shipped. Due to the nature of digital products, all sales are final; if anything isn't working, message me and I'll make it right. For personal use by the purchaser. Planning estimates only — not tax or financial advice; confirm details with your accountant. Built for the 2026 Canadian tax year.