Paycheque Budget Planner Canada | Take Home Pay Calculator by Province | Google Sheets & Excel Budget | 2026 + Free 2027 Update

Budget every paycheque with a budget tracker made for Canada*, in Google Sheets or Microsoft Excel.

Launch price for our first customers. Includes a free 2027 update: when the 2027 tax rates are released, the updated budget tracker (Google Sheets and Excel) is yours at no extra cost from your Etsy Purchases page.

Pick your province or territory*, then type your salary, pay frequency and pension. Wage Willow estimates your take-home pay after CPP, EI and federal and provincial income tax, then helps you give every dollar a job.

𝗪𝗵𝗮𝘁 𝘆𝗼𝘂 𝗴𝗲𝘁
• A Google Sheets version and an Excel file (.xlsx), both in one purchase
• Dashboard showing what is left to spend, upcoming bills, spending by category and account balances
• Net pay calculator for every province and territory* (2026 tax year), including Ontario surtax and health premium
• Salary, bonus and commission inputs: type a gross commission and see an estimated net
• Budget by paycheque: biweekly, semi-monthly, monthly and more
• Daily spending tracker with automatic category suggestions
• Bills, savings goals, RESP and account tracking
• An unbudgeted spending bucket for real-life surprises
• Step-by-step instructions inside the file

𝗛𝗼𝘄 𝗶𝘁 𝘄𝗼𝗿𝗸𝘀
1. Buy and download the files.
2. Google Sheets: open the link in the PDF and click Make a copy. The sheet saves to your own Google Drive.
Excel: open the .xlsx file in Excel on a computer or in Excel for the web.
3. On the Income tab, pick your province, type your pay and start budgeting.

𝗚𝗼𝗼𝗱 𝘁𝗼 𝗸𝗻𝗼𝘄
• Google Sheets needs a free Google account and works on phone, tablet and computer.
• Standard credits only. Spouse, dependant and low-income credits are not included.
• Screenshots use sample data. Your copy arrives blank.
• This is a digital download, so nothing is shipped and returns are not accepted. If anything isn't working, message me and I'll help.

Designed by me, with help from AI tools for the formulas and graphics. Every tax table is checked against published 2026 rates.

*𝗙𝗶𝗻𝗲 𝗽𝗿𝗶𝗻𝘁
Not available in Quebec. The budget tracker does not include Quebec tax rules, QPP or QPIP, so please don't purchase if you live in Quebec. Take-home figures are 2026 estimates for planning, use standard credits only, and are not tax or financial advice.