One Small Step's Story
Hello, my name is Celeste and I am happy to have you here at One Small Step! Feel free to look around and ask me if you have any queries.
🌱 How One Small Step Planners got started?🌱
I am a financial analyst working in the finance profession for over 20 years. I create budget spreadsheets, budget templates and do financial planning for business users professionally.
Like many others, I was also trapped in the debt cycle, burdened by student loan, mortgage loan and car loan for many years as Singapore is one of the most expensive city to live in. Living from paycheck to paycheck as I need to finance debt payments as well as monthly expenses.
To turn around the situation, I used my expertise in the finance field and upgraded my personal finance knowledge through research and intensively reading finance and self improvement books. More importantly, I set financial goals and committed time to take small steps to improve my finances every single day. This includes analyzing my finances, diligently planning my budget, taking steps to increase income and cutting down expenses.
I'm financially independent today, but what surprises me is that the journey took much faster than expected once I set the goals. I wish to share this knowledge and that managing money doesn't have to be difficult or complicated. One Small Step was created to make finance and life easier for other women, so that they can take steps to make their lives better.
⭐️What does One Small Step Planners do? ⭐️
One Small Step help women live a better life with money & time management using budget planners, goal & productivity planners.
These planners are for you if:
✔ You run out of money before the next paycheck
✔ You are living paycheck to paycheck and have no emergency fund to rely on
✔ You want to improve your financial situation
✔ You are overwhelmed by work
✔ You wished you have more time for yourself
✔ You are willing to take steps to improve your life
These planners will not be as effective if:
✗ You are not willing to put in the effort regularly to improve your life
✗ You are looking for a miracle to take away your problem
Hope you can take your first step to improve your life starting today!
It's great to have you around!
♥ Celeste ♥
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