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**Privacy Policy – PlanMySpend**

This Privacy Policy explains how and when I collect, use, and share information when you purchase an item from my Etsy store, contact me, or otherwise engage with my services through Etsy.com or related services.

This policy does not apply to the practices of third parties that I do not own or control, including Etsy or any third-party services you access through Etsy. You can reference Etsy’s Privacy Policy to learn more about its practices.

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**Information I Collect**

To fulfill your order, you must provide me with certain information (which you authorize Etsy to provide to me), such as your name, email address, postal address, payment details, and the product details you’re ordering. You may also provide additional personal info (e.g., for a custom order) by contacting me directly.

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**Why I Need Your Information and How I Use It**

I rely on several legal bases to collect, use, and share your information, including:

* To provide my services, such as fulfilling your order, settling disputes, or offering customer support.
* When you provide your consent (e.g., subscribing to a mailing list), which you can revoke at any time.
* If necessary for legal obligations (e.g., tax compliance).
* For my legitimate interests (e.g., improving services), provided those interests are not overridden by your rights.

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**Information Sharing and Disclosure**

I share your information only when necessary and for limited purposes:

* **Etsy** – to provide services and comply with policies.
* **Service Providers** – trusted partners (like delivery companies), but only to the extent needed.
* **Business Transfers** – in case of sale or merger of my business, as permitted by law.
* **Legal Compliance** – to respond to legal obligations or prevent fraud or abuse.

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**Data Retention**

I retain your information only as long as necessary to provide services and comply with laws. Typically, I keep your data for 4 years.

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**Transfers of Personal Information Outside the EU**

Your information may be stored or processed via third-party services in jurisdictions outside the EU. For such transfers, I rely on services like Google Cloud that are Privacy Shield certified.

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**Your Rights**

If you are an EU resident, you have the right to:

* Access the personal information I hold about you.
* Request changes, restrictions, or deletion of your data.
* Object to processing based on my legitimate interests or unsubscribe from marketing.
* File a complaint with your local data protection authority.

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**How to Contact Me**

For EU data protection law purposes, I, Tushar Sharma, am the data controller of your personal information.

If you have questions or concerns, contact me at: integralshippers1@gmail.com