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Small Business Expense Tracker Spreadsheet, Budget vs Actual Cost Tracker, Excel Google Sheets Template, Monthly Business Expenses

Item highlights

  • Digital download
  • Digital file type(s): 1 File

Seller's description

Know what you're spending against what you planned — in one sheet, in under a minute a day.

A simple, clean small business expense tracker: enter your budget per category, log what you actually spend, and the sheet shows the difference line by line. No setup, no learning curve. This is the lightweight version for owners who want a fast monthly read, not a full accounting system.

━━━━━━━━━━━━━━━━━━━━
WHAT'S INSIDE
━━━━━━━━━━━━━━━━━━━━
▸ Fixed expenses section — rent, insurance, software, salaries, loan payments
▸ Variable expenses section — marketing, supplies, travel, materials
▸ Budget vs Actual vs Difference on every line, totals that update themselves
▸ Editable categories — rename anything
▸ Works as a monthly tracker: copy the tab, one per month

━━━━━━━━━━━━━━━━━━━━
WHO IT'S FOR
━━━━━━━━━━━━━━━━━━━━
Sole proprietors, freelancers, side-hustlers, Etsy and Shopify sellers, and anyone starting out who needs to see where the money goes before it's gone.

━━━━━━━━━━━━━━━━━━━━
FORMATS
━━━━━━━━━━━━━━━━━━━━
✔ Google Sheets (link in your download — File → Make a copy)
✔ Microsoft Excel (.xlsx)
✔ Instant download

━━━━━━━━━━━━━━━━━━━━
NEED MORE?
━━━━━━━━━━━━━━━━━━━━
If you also invoice clients, track sales tax, log mileage, or hand numbers to an accountant, see the Small Business Finance Dashboard in this shop — 10 tabs, dashboard, GST/HST + US sales tax, T2125 / Schedule C tax prep. This tracker is the starting point; that one is the full system.

Digital products can't be returned, but message me with any issue and I'll make it right.

© My Templates Life

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Item review

Why this review appears

All reviews are from verified buyers. This review is shown automatically based on factors like recency, whether it includes comments, your chosen language, and whether the rating reflects the typical experience with the shop.

“Just as described. easy to edit.”

Brittany

Feb 13, 2023

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Price:$14.21

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Instant download

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Reviews for this item

5.0

We calculate this number using a recency-weighted average of all ratings, with a rating's value decreasing by half each year to best reflect the current experience.

(5 reviews)

5.0 Item quality
5.0 Shipping
5.0 Customer service
5 out of 5 stars 5 This item

Brittany Feb 13, 2023

Just as described. easy to edit.

Brittany Feb 13, 2023

5 out of 5 stars 5 This item

Carlyn Mar 10, 2023

Carlyn Mar 10, 2023

5 out of 5 stars 5 This item

Etsy buyer Feb 27, 2023

Etsy buyer Feb 27, 2023

5 out of 5 stars 5 This item

Jessica Jan 20, 2023

Jessica Jan 20, 2023

Seller's description

Specifications

May include: A spreadsheet with a light purple background showing a small business expense tracker. The spreadsheet is divided into four columns: Expenses, Budget, Actual, and Difference (Budget - Actual). The spreadsheet lists various expenses, including branding, consultations, contingency reserve, decoration, equipment, furniture, insurance, legal fees, licenses/permits, printed materials, real estate/space acquisition, security, supplies, web development, working capital, other 1, and other 2. The spreadsheet also includes a total for variable expenses and a total for fixed expenses.

Know what you're spending against what you planned — in one sheet, in under a minute a day.

A simple, clean small business expense tracker: enter your budget per category, log what you actually spend, and the sheet shows the difference line by line. No setup, no learning curve. This is the lightweight version for owners who want a fast monthly read, not a full accounting system.

━━━━━━━━━━━━━━━━━━━━
WHAT'S INSIDE
━━━━━━━━━━━━━━━━━━━━
▸ Fixed expenses section — rent, insurance, software, salaries, loan payments
▸ Variable expenses section — marketing, supplies, travel, materials
▸ Budget vs Actual vs Difference on every line, totals that update themselves
▸ Editable categories — rename anything
▸ Works as a monthly tracker: copy the tab, one per month

━━━━━━━━━━━━━━━━━━━━
WHO IT'S FOR
━━━━━━━━━━━━━━━━━━━━
Sole proprietors, freelancers, side-hustlers, Etsy and Shopify sellers, and anyone starting out who needs to see where the money goes before it's gone.

━━━━━━━━━━━━━━━━━━━━
FORMATS
━━━━━━━━━━━━━━━━━━━━
✔ Google Sheets (link in your download — File → Make a copy)
✔ Microsoft Excel (.xlsx)
✔ Instant download

━━━━━━━━━━━━━━━━━━━━
NEED MORE?
━━━━━━━━━━━━━━━━━━━━
If you also invoice clients, track sales tax, log mileage, or hand numbers to an accountant, see the Small Business Finance Dashboard in this shop — 10 tabs, dashboard, GST/HST + US sales tax, T2125 / Schedule C tax prep. This tracker is the starting point; that one is the full system.

Digital products can't be returned, but message me with any issue and I'll make it right.

© My Templates Life

  • Designed by
  • Item type
    Digital download
  • Digital file type(s)
    1 File
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Meet your seller

MyTemplatedLife ·

United States

We calculate this number using a recency-weighted average of all ratings, with a rating's value decreasing by half each year to best reflect the current experience. 4.7
·
145 sales
·
3 years on Etsy

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Listed on Aug 13, 2026