Beginner Monthly Yearly Budget Spreadsheet | Google Sheets Budget Template | Simple Monthly Budget Tracker Financial Planner | Light Mode

[Annual Budget Template Google Sheets, Annual Budget Spreadsheet, Personal Budget Template, Simple Annual Budget Template, Budgeting Template, Subscription Tracker, Debt Payoff, Savings]

Start your personal finance journey right with the LowstressLife Beginner Annual Budget Spreadsheet. Created to be easy to set up, simple to use on a regular basis and full of beautiful visuals that give you a clear understanding of your progress towards your financial goals as you create them. Whether you aim to become debt free, achieve financial independence or just take back control over your day-to-day spending, this is where all of that begins!

Usable across multiple devices at the same time, this highly customizable Google sheets financial planner features the following sections:

✓ Personalized Setup and Budgeting:
- Easy setup
- Works with any currency
- 80+ unique icons to personalize your finances
- Straightforward zero-based budget system
- Long and short-term savings goals

✓ Monthly and Annual Dashboards
- 12 fully automated monthly finance dashboards
- Track your income, expenses, savings and debt payoff progress
- Yearly financial overview
- Differentiate between “wants” and “needs”
- Track your subscriptions

✓ Stunning visuals and automation
- 100+ graphs and charts throughout the spreadsheet
- Automated formula handle all the heavy lifting
- Beautiful theme and visuals

What is included in your purchase:
- PDF with download links to your New Spreadsheet
- Detailed PDF guide and FAQ
- Step-by-step Video Tutorial
- Example Spreadsheet to provide help

Once you Complete your Purchase:

- Log into your Google account or create a new account if you don’t have one. These are completely free! This Google Sheets budget spreadsheet cannot be used in excel, please only open it using Google.
- You will receive an email with a link to the PDF guide listed above, please open this and read through. You can also find and download your purchase through the ‘Purchases and Reviews’ section of your Etsy account.
- Click on the button on the first page of the PDF guide to access your spreadsheet, then select “make a copy” to open up your new spreadsheet and get to it!
- (Also recommended) Watch the tutorial video to get a better understanding of how the spreadsheet and zero-based budget system work.
- Profit! Become the personal finances master you were always meant to be! I really hope you enjoy this spreadsheet as much as I loved creating it!

Important Information:

This is a Google Sheet and not an Excel Spreadsheet. This GoogleSheet can only be used on the computer and not on the phone or the Ipad.

This is a digital product only; you will receive no physical product with this purchase. As this is a digital product, cancellations, refunds and returns are not accepted. However, if you encounter any problems while using the product, please contact me through Etsy and I will be more than happy to help you where possible. :)

The content of this document is for informational purposes only and is not intended to provide financial, legal, accounting or tax advice, and will not be relied upon by you in this regard. The LowStressLife Etsy Store and its owner are not responsible for any damage, losses, harm, claims, proceedings, liabilities and/or expenses incurred while using this product.

Your purchase of this product is for personal use only. The sharing, reselling and reproduction of this product, with or without modification, are prohibited. All of the spreadsheet tabs and artwork featured on the LowStressLife Etsy store are original and their copyrights owned by the creator of LowStressLife. A great deal of work (and coffee) goes into creating my spreadsheets, please do let me know if you see any infringements.