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Debt Payoff Tracker Debt Snowball Spreadsheet Google Sheets Debt Tracker Financial Planner Debt Payment Tracker Monthly Budget Spreadsheet

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Buy together, get 60% off

Original value: $28.14

New total: $11.26

Highlights

  • Designed by SheetLab
  • Party decor for gatherings and celebrations
  • Digital download
  • Digital file type(s): 1 PDF, 1 other file

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Feeling overwhelmed by debt? You're not alone! Since you’re here, it’s clear you’re ready to take control of your finances and start your journey toward debt freedom. This debt payoff tracker is your ultimate tool, providing you with a custom payment plan and making it super easy to track your payments and monitor your progress. Get your tracker today and take the first step toward financial freedom!

- QUICK & EASY SET UP. Follow a few simple steps, and you’ll be set up and able to track your debt within minutes!

- PAYOFF METHODS. There are multiple payoff methods for you to choose from so you can customize your plan to your liking. The available methods are Debt Snowball, Debt Avalanche, and Custom.

- CUSTOMIZE CURRENCY. Easily change the currency within seconds!

- AUTO-GENERATED PAYMENT PLAN. After completing the quick and simple set up process, your payment plan will be automatically generated, and you will immediately get an overview that shows you how long it'll take you to pay off each debt and when you will be completely debt free.

- USER-FRIENDLY. This spreadsheet is super simple to use. The Debt Dashboard tab will show you the payments you need to make each month, so you just need to follow the plan and log your payments, and all calculations are done automatically for you. The dashboard will track your payments and give you a clear view of your progress and how far you have left to go.

- ROOM FOR 30 DEBTS. Track up to 30 debts over 30 years.



WHAT'S INCLUDED

This spreadsheet has 5 tabs:

1) INSTRUCTIONS. Detailed instructions for how to use everything in the spreadsheet.

2) START. Here you can go through the quick process to set up your spreadsheet and generate your custom debt payment plan.

3) DEBT DASHBOARD. This is the central tab of the spreadsheet that:
- Shows your planned monthly payments for each debt.
- Tracks all your payments, both month to month and total, to help you monitor your progress.

4) PAYMENT LOG. This is where you record all your payments, which will then be automatically processed & calculated, and the results displayed on the Debt Dashboard tab.

5) PAYMENT PLANS. Here you can look up the individual payment plan for each of your debts. There is also a second tool on this tab that allows you to alter the extra payment you make for any given month. Just select the month & year, and enter the adjustment amount, and your payment plan will automatically adjust accordingly.



IMPORTANT DETAILS

- This listing is for a digital product only, in the form of a Google Sheets and Excel spreadsheet, and no physical item will be sent.

- After placing your order, you'll get instant access to both a Google Sheets and Excel version of this spreadsheet. To use the Excel version, simply download the spreadsheet file and start using it. For the Google Sheets version, you'll have a PDF file with instructions for how to access it. Download the PDF file and follow the enclosed instructions to access the spreadsheet. You can find a download link in your order confirmation email, or go here: https://www.etsy.com/ca/your/purchases .
If you have any other questions, you can find more info on digital downloads in Etsy’s help center: https://help.etsy.com/hc/en-gb/articles/115013328108?segment=shopping.


- This product is for informational purposes only and is not intended to be financial, legal, or accounting advice. Sheet Lab will not be liable for any costs, loss, damages, or injuries that result from the use of this product.

- Color Disclaimer: The colors on the spreadsheet may vary slightly depending on what device you’re using, as different screens can display colors in different ways.

- If you have any questions or concerns, please let me know and I’ll be happy to assist you.

Thanks!

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Reviews for this item

What buyers say, summarized by AI: Easy to use Love it Great quality As described Helpful seller Clear instructions Fast shipping

4.7

We calculate this number using a recency-weighted average of all ratings, with a rating's value decreasing by half each year to best reflect the current experience.

(303 reviews)

4.8 Item quality
5.0 Shipping
4.8 Customer service
96% Buyers recommend
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5 out of 5 stars 5 This item

Amanda Mar 3, 2026

Easy to use and has helped me keep track of my debts

Amanda Mar 3, 2026

5 out of 5 stars 5 This item

amy Feb 13, 2026

Easy to use and quick delivery.

amy Feb 13, 2026

5 out of 5 stars 5 This item

Nicole Jan 26, 2026

Finding this template great for budgeting. Very easy to use. Thanks!

Nicole Jan 26, 2026

5 out of 5 stars 5 This item

Sara Jan 13, 2026

Would recommend. Has been very helpful with organizing debt

Sara Jan 13, 2026

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