Debt Payoff Planner | Dave Ramsey Baby Steps 1 & 2 (PDF Printable) Budget 2026

Dave Ramsey's 7 Baby Steps to pay off your debt and be financially free has been proven over and over again. It really does work!
However, it's not easy and I know this- because I have done it!
And now I want to help you.
This complete plan will be your guide through the first TWO steps.
Baby Steps 1 & 2 are the hardest ones to complete - and for that reason, I have designed this booklet to be simple and easy to follow.

FOLLOW ALONG YouTube Video :
https://youtu.be/TtRxCiJaLbE?si=818xUFUHVqigy5K4

There are 35 pages total including Emergency Fund Tracker, No Spend Tracker, Debt Payoff Trackers, Debt Snowball Tracker, Budget Sheets & More!
Front & Back Covers
Dashboard sheets to seperate the sections for better organization.
Three plant themed savings challenges w/ A5 & A6 dashboards.
No spend days calendar for 2026 (will not be updated for 2027)
Detailed instructions to get you going and keep you moving in the right direction.
If you are ready to challenge yourself and improve your finances-
this packet will assist you in staying on track!
Be weird and be debt free!

After purchase, you will be able to instantly download the packet.
This is a digital PDF file. No physical product will be sent.
There are TWO PDF files included.

✏️You can print this and use as a physical product-
(standard US Letter 8.5 x 11)
💻 OR use digitally with your annotation app of choice.

Printable is in 8.5" x 11" standard letter size.
Choose " Scale to Fit" and make sure it's at 100% to get the true sizing.
Print and insert into a 3 ring binder - comes with front and back cover sheets.
Place in a Happy Planner or head to your office supply store.

✨ Please note that there will be color variation from different monitors and printers.
✨ Returns cannot be accepted on digital items.
✨ By purchasing this product, you understand this is a digital download purchase and these files are for personal use only.
✨These files may not be shared or resold in any way.

1) Add item to cart
2) Choose payment method and complete purchase
3) Once payment has been made, you will receive a
link in your email to download your purchase.
It will also be under "Account" and then click "Purchases"
4) If you can't find in your email, check your spam folder.
5) If you are still not seeing it, contact me and I will help you.