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  • May include: A digital image showcasing a Google Sheets template for income and expense tracking. The template features a zero-based budget, 7 tabs, and automatic calculations. The image shows a laptop and tablet displaying the template, with a pink and blue color scheme.
  • May include: A laptop computer screen displaying a spreadsheet with seven tabs labeled "Income", "Bills", "Expenses", "Savings", "Investments", "Debt", and "Monthly Budget". The spreadsheet is organized into columns and rows with headings such as "Income", "Actual", "Bills", "Actual", "Expenses", "Actual", "Savings", "Actual", "Investments", "Actual", and "Debt", "Actual". The spreadsheet is filled with numbers and text. The laptop is on a white surface. The text "7 Tabs" is in a light blue circle on the left side of the screen. The text "Monthly Budget" is in a pink box on the right side of the screen.
  • May include: A pink and white printable income and expense tracker spreadsheet with the title "Income & Expense Tracker" and the text "Keep records and track all your income and expenses in one place". The spreadsheet is divided into two sections: "Income Tracker" and "Transactions". The "Income Tracker" section has columns for date, category, amount, and description. The "Transactions" section has columns for date, transaction type, category, amount, and description.
  • May include: A pink and blue spreadsheet with charts and graphs for tracking annual income and expenses. The spreadsheet includes categories for income, bills, and total income and expenses. The text "Annual Overview" is at the top of the spreadsheet. The text "Fully Automated" is at the bottom of the spreadsheet.
  • May include: A printable budget worksheet with the title "Annual Budget" and the text "Zero Based Budget" at the bottom. The worksheet is designed to help users track their income and expenses for each month of the year.
  • May include: A pink and blue monthly budget planner with charts and graphs. The planner includes sections for income, expenses, bills, savings, and debt. The text "Monthly Overview" is at the top of the page. The text "Fully Automated" is in the top right corner of the page.
  • May include: A pink and blue monthly budget spreadsheet with charts and graphs. The spreadsheet includes sections for income, bills, expenses, investments, and debt payoff. The text "Monthly Budget" is at the top of the spreadsheet.
  • May include: A printable budget planner with categories for income, bills, expenses, savings, investments, and debt. The planner includes a section for starting year and month and has a pink and white color scheme.
  • May include: A green Google Sheets icon with a white grid inside, on a white background. The text "Google Sheets" is below the icon. The text "Customize & edit on Google Sheets website or app" is in a light blue box above the icon. The text "COMPATIBLE WITH MAC, PC, PHONES, OR TABLES" is below the icon.
  • May include: A laptop screen displaying a Google Sheets spreadsheet with a pink and green color scheme. The spreadsheet is titled "Income & Expense Tracker" and includes a section for annual overview, income, and bills. The spreadsheet also includes charts and graphs. The text "Easy Setup", "7 Tabs", and "Automatic Calculations" are displayed on the right side of the screen. The text "Zero Based Budget" is displayed on a light blue button below the laptop. The text "Use with Google Sheets" is displayed below the button.
  • May include: A digital image showcasing a Google Sheets template for income and expense tracking. The template features a zero-based budget, 7 tabs, and automatic calculations. The image shows a laptop and tablet displaying the template, with a pink and blue color scheme.
  • Product video
  • May include: A laptop computer screen displaying a spreadsheet with seven tabs labeled "Income", "Bills", "Expenses", "Savings", "Investments", "Debt", and "Monthly Budget". The spreadsheet is organized into columns and rows with headings such as "Income", "Actual", "Bills", "Actual", "Expenses", "Actual", "Savings", "Actual", "Investments", "Actual", and "Debt", "Actual". The spreadsheet is filled with numbers and text. The laptop is on a white surface. The text "7 Tabs" is in a light blue circle on the left side of the screen. The text "Monthly Budget" is in a pink box on the right side of the screen.
  • May include: A pink and white printable income and expense tracker spreadsheet with the title "Income & Expense Tracker" and the text "Keep records and track all your income and expenses in one place". The spreadsheet is divided into two sections: "Income Tracker" and "Transactions". The "Income Tracker" section has columns for date, category, amount, and description. The "Transactions" section has columns for date, transaction type, category, amount, and description.
  • May include: A pink and blue spreadsheet with charts and graphs for tracking annual income and expenses. The spreadsheet includes categories for income, bills, and total income and expenses. The text "Annual Overview" is at the top of the spreadsheet. The text "Fully Automated" is at the bottom of the spreadsheet.
  • May include: A printable budget worksheet with the title "Annual Budget" and the text "Zero Based Budget" at the bottom. The worksheet is designed to help users track their income and expenses for each month of the year.
  • May include: A pink and blue monthly budget planner with charts and graphs. The planner includes sections for income, expenses, bills, savings, and debt. The text "Monthly Overview" is at the top of the page. The text "Fully Automated" is in the top right corner of the page.
  • May include: A pink and blue monthly budget spreadsheet with charts and graphs. The spreadsheet includes sections for income, bills, expenses, investments, and debt payoff. The text "Monthly Budget" is at the top of the spreadsheet.
  • May include: A printable budget planner with categories for income, bills, expenses, savings, investments, and debt. The planner includes a section for starting year and month and has a pink and white color scheme.
  • May include: A green Google Sheets icon with a white grid inside, on a white background. The text "Google Sheets" is below the icon. The text "Customize & edit on Google Sheets website or app" is in a light blue box above the icon. The text "COMPATIBLE WITH MAC, PC, PHONES, OR TABLES" is below the icon.
  • May include: A laptop screen displaying a Google Sheets spreadsheet with a pink and green color scheme. The spreadsheet is titled "Income & Expense Tracker" and includes a section for annual overview, income, and bills. The spreadsheet also includes charts and graphs. The text "Easy Setup", "7 Tabs", and "Automatic Calculations" are displayed on the right side of the screen. The text "Zero Based Budget" is displayed on a light blue button below the laptop. The text "Use with Google Sheets" is displayed below the button.
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Income and Expense Tracker Spreadsheet Zero Based Budget Worksheet Personal Financial Planner Monthly Expense Tracker Google Sheets Template

What to know

Digital download

Digital file type(s)

1 PDF

The Income and Expense Tracker Spreadsheet is a versatile tool designed for effective budgeting, featuring a Zero Based Budget. This Google Sheets Template allows you to effortlessly monitor your spending and income, ensuring a clear financial overview. All the calculations are done for you, simply enter your Income and Expenses.


FEATURES:
• Zero Based Budget
• 12 Month Period Tracking
• Easy to use and setup in minutes
• Automatic calculations
• Intuitive charts and tables
• Access on any devices
• Beginner friendly


WHAT’S INCLUDED:
✔️Categories
✔️Income Tracker
✔️Expense Tracker
✔️Annual Overview
✔️Annual Budget
✔️Monthly Overview
✔️Monthly Budget
✔️Step by step instructions on how to use the template


HOW IT WORKS?
1. Purchase
2. Download the PDF file
3. Access the link and copy the template
4. Start Budgeting!


YOU WILL NEED:
• Any device to access Google Sheets Website or App
• Google Account (You can sign up for free if you don’t have an account yet)
• Basic knowledge with Google Sheets


IMPORTANT NOTES:
*This spreadsheet is ONLY compatible with GOOGLE SHEETS, NOT with EXCEL
*Spreadsheet’s colors may vary due to how the colors are displayed on your screen and variations of color settings in your devices
*Please note that the contents of the spreadsheet are for informational purpose only and are not financial, legal, or accounting advice. I am not liable for any damages, loss, claims or other liabilities resulting from your use of this template.


TERMS:
• This is a digital download. No physical items will be sent after purchase.
• Due to the digital nature of this product, no refunds or exchanges will be provided.
• This product is intended for personal use only. File sharing or any form of resale and commercial use is not allowed.

If you have any questions or encounter any issues, please do not hesitate to reach out to us and we’ll be more than happy to help!


Thank you so much!
©BloomingBlissie


⭐MORE SPREADSHEETS available in our shop⭐
https://bloomingblissie.etsy.com

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What buyers say

Summarized by AI from all item reviews

4.8 (16)
Love it Easy to use
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Price:$2.03

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Reviews for this item

4.8

We calculate this number using a recency-weighted average of all ratings, with a rating's value decreasing by half each year to best reflect the current experience.

(16 reviews)

5.0 Item quality
5.0 Shipping
5.0 Customer service
100% Buyers recommend

What buyers say

Summarized by AI from all item reviews

Love it Easy to use

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5 out of 5 stars 5

Valeria Feb 5, 2026

Using it for the second year, the best purchase on Etsy! Thank you so much, higly recommend

Valeria Feb 5, 2026

5 out of 5 stars 5

Preenika Mar 18, 2025

Great item for everyday budgeting

Preenika Mar 18, 2025

Response from Joyce

Thank you, Preenika! :)

5 out of 5 stars 5

Victoria Mar 6, 2025

Really easy to use and functional! Love this template.

Victoria Mar 6, 2025

Response from Joyce

Thank you, Victoria! :)

5 out of 5 stars 5

Mary Feb 14, 2025

This is great! I got January and February inputted 10 minutes. Super easy!

Mary Feb 14, 2025

Response from Joyce

Thank you, Mary! :)

Meet your seller

BloomingBlissie
Joyce
BloomingBlissie ·

United States

We calculate this number using a recency-weighted average of all ratings, with a rating's value decreasing by half each year to best reflect the current experience. 4.8
·
2.2k sales
·
2.5 years on Etsy

Usually responds in a few hours

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