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BUNDLE Paycheck Budget Debt Snowball Excel Digital Budget Spreadsheet Google Sheets Personal Finance Planner Debt Payoff Loan Tracker

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Highlights

  • Designed by TheSheetStudio
  • Party decor for gatherings and celebrations
  • Digital download
  • Digital file type(s): 1 ZIP

50% off ALL LISTINGS FOR A LIMITED TIME!

🎉BUY 2 - SAVE 60%! CODE SAVE60
BUY 3 - SAVE 75%! CODE SAVE75 🎉

OUR BESTSELLER BUNDLE - Includes Paycheck Budget and Debt Snowball Calculator Spreadsheet Templates for Excel & Google Sheets

~ FREE GIFT with purchase! Includes access to our Simple Habit Tracker (for Google Sheets) ~

~ Want the bundle in a different color scheme? Just message us and we can help! ~

[BUNDLE Paycheck Budget and Debt Snowball Excel Budget Spreadsheet Template Google Sheets Personal Finance Planner Debt Payoff Budget Tracker
]

Get started on your financial journey with the Paycheck Budget and Debt Snowball Calculator Bundle. The Paycheck Budget is designed for any paycheck, with all the essential tools you need to manage your spending and saving. Create a plan to pay down your debts - automatically see your pay off month and total interest for each debt, and a breakdown of your payments each month.

FEATURES:
● Budget by any paycheck - weekly, bi-monthly (fortnightly) or monthly!
● Add up to 25 bills, savings, debt and expense categories, and 14 income categories.
● Track all of your transactions by category into the transaction log, and the spreadsheet automatically calculates your actual budget totals - see a comparison of your budgeted amount vs. actual amount for each category at a glance.
● The Debt Snowball Calculator tracks up to 20 debts over up to 30 years.
Clearly see your projected pay off dates for each debt and how much total interest you will pay, plus add an additional monthly payment to pay off your debts even faster with the debt snowball method, and see the calculations update automatically.
● 3 BONUS savings calculators are included to help you reach your financial goals!

WHY THIS SPREADSHEET?
● The visually appealing templates are easy to use - even for beginner budgeters. Take control of your finances, know exactly where you are spending and how you could save more!
● Easily update your currency - just input once and it will update across the entire template.
● Track and view multiple budget periods - simply duplicate the tab and the spreadsheet can be used infinitely - your records will be kept in one place.
● Our streamlined but colorful aesthetic designs make managing your finances simple and fun!

WHAT YOU WILL RECEIVE:
● 1 ZIP file that includes the Paycheck Budget and Debt Snowball spreadsheets and sample spreadsheets with mock data + a link to the Simple Habit Tracker for Google Sheets.
● Instructional tab with easy to follow instructions to use the spreadsheet, as well as an in-depth video tutorial.
● Amazing customer support from professionals that understand Excel and Google Sheets.

WHAT YOU WILL NEED:
● Access to MS Excel (2021 or later version supporting MS365) if using the Excel template
● Access to a Google account (it's free to sign up!) if using the Google Sheets template
● A Laptop/PC/Tablet device and basic computer knowledge

AFTER YOUR PURCHASE:
After your payment has cleared you will be able to download your files instantly! You can find your downloads by going to Your Account >> Purchases. If you don’t have an Etsy account you will find a download link available in your receipt email.

You can find more information on digital downloads and how to access them in Etsy’s help center: https://help.etsy.com/hc/en-gb/articles/115013328108?segment=shopping.

IMPORTANT:
These templates are designed in, and will only work with Microsoft Excel or Google Sheets. You will need a Microsoft 365 subscription/365 compatible Excel program installed, or a Google account (it's free!) to use the spreadsheet template in Google Sheets.

OTHER THINGS TO NOTE:
Digital download: this listing is an instant DIGITAL DOWNLOAD ONLY. No physical product will be shipped. You will receive a ZIP file that contains your spreadsheet template and any additional extras.

Due to the digital nature of this product, all sales are final and no refunds will be provided. Please do not hesitate to get in touch if you have any questions prior to purchasing this template and we will be happy to help you!

Color Disclaimer - please note that the colors on your screen may vary. This is due to the fact that every computer monitor, laptop, tablet and phone screen has a different capability to display colors and that everyone has slightly different color perception.

Downloads are for Personal Use Only. All designs are copyright and original to The Sheet Studio. Please refrain from distributing or selling the contents of this product, whether in part or in full.

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Reviews for this item

What buyers say, summarized by AI: Clear instructions Love it

4.5

We calculate this number using a recency-weighted average of all ratings, with a rating's value decreasing by half each year to best reflect the current experience.

(11 reviews)

4.9 Item quality
5.0 Shipping
5.0 Customer service
100% Buyers recommend
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5 out of 5 stars 5 This item

Kyla Jul 14, 2026

My life is finally getting back on track thanks to this!

Kyla Jul 14, 2026

5 out of 5 stars 5 This item

Vanisha May 29, 2026

Just what i needed thanks

Vanisha May 29, 2026

5 out of 5 stars 5 This item

Ellie May 26, 2026

it's very helpful only issue is I can't duplicate like it says I can which is disappointing

Ellie May 26, 2026

5 out of 5 stars 5 This item

Etsy buyer Feb 27, 2026

I love this tool. It’s easy to use and well explained on the document and on the video. You can managed you document directly on your phone when you want to add new expenses!!

Etsy buyer Feb 27, 2026

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Listed on Sep 2, 2026