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Debt Tracker Spreadsheet: Snowball, Avalanche, Custom, Credit Score Methods Google Sheets & Excel Template | Loan Credit Card Payoff Tracker

Price:$7.06

Original Price: $11.77

40% off

•

Limited time sale

JrenDigital  
5 out of 5 stars

You can only make an offer when buying a single item

Star Seller. This seller consistently earned 5-star reviews, shipped on time, and replied quickly to any messages they received.

Highlights

  • Designed by JrenDigital
  • Digital download
  • Digital file type(s): 1 ZIP

Accelerate your path to becoming debt-free with this fully automated Ultimate Debt Payoff Tracker for Google Sheets & Excel. Compare Debt Snowball, Avalanche, Custom, and Credit Score Focus strategies side by side while tracking your payment schedule, debt-free date, balances, interest paid, and payoff progress automatically. With flexible payment frequencies (monthly, biweekly, weekly), monthly dashboard, and easy-to-follow tracking tools, this spreadsheet helps simplify and speed up your debt payoff journey.

YOUTUBE VIDEO LINK:
https://www.youtube.com/watch?v=1AB6FzFCBbw

TEAL GREEN:
https://www.etsy.com/listing/1762787854/debt-payoff-tracker-snowball-avalanche
DARK MODE:
https://www.etsy.com/listing/4353097155/debt-free-planner-snowball-avalanche

5 TABS + INSTRUCTIONS
✓ Setup & Comparison
✓ Debt Snowball
✓ Debt Avalanche
✓ Custom Method / Credit Score Focus
✓ Dashboard

CURRENCY
This purchase includes a template in $ currency and no currency (for any other currency than $).

IMPORTANT: ONLY COMPATIBLE WITH GOOGLE SHEETS & EXCEL
✅ GOOGLE SHEETS - you only need a Google account (Gmail) to use this template. It's FREE to use it, no software/programs required.
✅ EXCEL - only compatible with the latest version of Excel. Older Excel versions are not supported.

AFTER YOUR PURCHASE
✓ Here is a helpful guide on how to access your digital download from Etsy: https://help.etsy.com/hc/en-us/articles/115013328108-Downloading-a-Digital-Item?segment=shopping
✓ You will receive 2 digital files: PDF file with a link to the Google Sheets template and an Excel file.
✓ Inside your spreadsheet you can find the instructions on how to use your template - go to the first sheet/ tab called 'Instructions'.
✓ Please message me on Etsy if you have any other questions!

PLEASE READ:
✓ DIGITAL PRODUCT - This is an instant digital download; no physical product will be shipped to you.
✓ REFUNDS POLICY - No refunds, exchanges, or cancellations on digital purchases.
✓ COPYRIGHT - This product is for personal use only. It is prohibited to resell, share or reproduce this product for commercial use with or without modifications.
✓ FOR INFORMATION ONLY - Please understand that while every care and consideration has been taken to ensure the data expressed in this product is accurate, JRen Digital is not responsible or liable for any specific tax or legal liability or advice. We suggest you do your own research on such matters and if needed contact a licensed professional before making any financial decisions. Under no circumstances can or will JRen Digital be held responsible for any costs, losses, damage or injuries (directly or including without limitation indirect loss or damages) that result from the use of this product.

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Please don't hesitate to message me if you have any questions :) Thanks so much for your support!

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Reviews for this item

What buyers say, summarized by AI: Easy to use Great quality Helpful seller Clear instructions Love it

4.9

We calculate this number using a recency-weighted average of all ratings, with a rating's value decreasing by half each year to best reflect the current experience.

(29 reviews)

5.0 Item quality
5.0 Shipping
5.0 Customer service
100% Buyers recommend
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5 out of 5 stars 5 This item

Kris Oct 4, 2026

This is great! You can do snowball method, avalanche method, or custom method. You input your debt information initially and then you can see each method compared on different tabs. One of the tabs is a dashboard that gives you your overall status regardless of the method you choose.

Kris Oct 4, 2026

Response from Ren Ren

Thanks so much Kris! I'm so glad you're finding the snowball, avalanche and custom comparisons and the dashboard useful :)

5 out of 5 stars 5 This item

Sarah Oct 1, 2026

Works well, I appreciate the different ways to view the pay off and the video instructions made it simple to start!

Sarah Oct 1, 2026

Response from Ren Ren

Thanks so much Sarah! I'm so glad the different payoff views and the video made it simple to get started :)

5 out of 5 stars 5 This item

Jonelle Aug 10, 2026

Awesome tracker with easy instructions and simple to use! This is just what I was looking for! Highly recommend!

Jonelle Aug 10, 2026

Response from Ren Ren

Thank you so much for taking the time to leave a review! It really means a lot to my small business. 😊

5 out of 5 stars 5 This item

Crystal Aug 6, 2026

Great tracker, definietly recommend. Easy to use.

Crystal Aug 6, 2026

Response from Ren Ren

Thank you so much for your lovely review! 😊 I really appreciate your support and I’m so happy you’re enjoying the template!

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