Report this item to Etsy

Credit Card Payoff Debt Tracker Google Sheets: Debt Snowball Spreadsheet, Debt Avalanche Calculator, Credit Card Tracker, Credit Card Debt

In 12 carts

Price:$2.54

Original Price: $4.24

Loading

40% off

•

Limited time sale

TheCalmLifeReset  

You can only make an offer when buying a single item

Star Seller. This seller consistently earned 5-star reviews, shipped on time, and replied quickly to any messages they received.

Buy together, get 50% off

Original value: $9.15

New total: $4.57

Highlights

Take control of your debt with our Credit Card Debt Payoff Tracker for Google Sheets!
Choose the repayment method that works best for you—snowball, avalanche, or your own custom order. Whether you're paying off credit cards, a mortgage, or student loans, this spreadsheet helps you visualize how long it will take to become debt-free.

Everything updates automatically, with clear charts and graphs that make tracking your progress simple and stress-free. 💡

Note that you will need a free Google account – this credit card debt tracker is only compatible with Google Sheets, NOT with Microsoft Excel or any other program.

KEY FEATURES
• Works with any currency
• Use the spreadsheet over multiple years (up to 50)
• Track and pay off up to 50 different credit card debts
• Automatically calculates with intuitive graphs
• Easy to use with step-by-step instructions
• Syncs across multiple devices with your Google account (free)

WHAT YOU’LL RECEIVE
✨ 1 PDF file containing a link to copy the smart credit card payoff tracker to your own Google account (instructions to use the template are included in the spreadsheet, but if you need any help don’t hesitate to reach out to us)

WHAT'S INCLUDED
Tabs included in the easy-to-use Credit Card Snowball, Avalanche & Custom Spreadsheet (Google Sheets):
✅ Step-by-step instructions
✅ Easy set-up page > with automatic comparison of 3 methods
✅ Payment schedule > to easily view your debt payment plan
✅ Monthly debt overview > see what's paid and what's left to pay for every month
✅ Payments log > track all your debt payment transactions: everything updates automatically

UNLIMITED CUSTOMER SERVICE
Stuck on something? Our friendly customer service team is just a message away. We're here to help you before or after your purchase! 😊

HOW TO ACCESS
How to access the Google Sheets Credit Card Tracker Spreadsheet:
1. Log into your Etsy account, add this product to cart, and complete the check-out process
2. Go to “Your account” by clicking on your avatar in the top right corner of your screen, then click on “Purchases and reviews”
3. Choose “Download files”, then click on “Download” next to the PDF file
4. Open the PDF file and click on the “GO TO MY SHEET” button provided
5. On the Google Drive screen that appears, click the “Make a copy” button: this will directly save a copy of the template to your personal Google Drive (note: you will need a Google account, which is free to create and use)
6. Feel free to message us on Etsy if you have any questions or feedback!

Thank you for choosing The Calm Life Reset™! We’re thrilled to help you stay on track and pay off your debts with confidence. 💸 Your debt-free journey starts here!

***

🔥 For additional spreadsheet solutions and color options, visit our shop >>> https://www.etsy.com/shop/TheCalmLifeReset

***

Just a quick note: This is a digital download (no physical products will be shipped), so you'll get instant access to start tracking right away, no delivery wait! It's for your personal use only, and all the designs are copyrighted by The Calm Life Reset™. Basically, you can use it to manage your debt, but please don't share or sell it to others (we put a lot of care and love into creating it!).
All trackers, templates, guides, and elements are copyrighted © by The Calm Life Reset™.

Instant Download

Your files will be available to download once payment is confirmed.  Here's how.

Instant download items don’t accept returns, exchanges or cancellations. Please contact the seller about any problems with your order.

Etsy Purchase Protection
Shop confidently on Etsy knowing if something goes wrong with an order, we've got your back for all eligible purchases — see program terms

Reviews for this item

What buyers say, summarized by AI: Love it Great quality Easy to use Clear instructions

4.7

We calculate this number using a recency-weighted average of all ratings, with a rating's value decreasing by half each year to best reflect the current experience.

(19 reviews)

4.6 Item quality
5.0 Shipping
4.9 Customer service
93% Buyers recommend
Filter by category
5 out of 5 stars 5 This item

Simonne Mar 26, 2026

Helps me stay organized with my finances!

Simonne Mar 26, 2026

5 out of 5 stars 5 This item

Myrnaliz Mar 19, 2026

very helpful and i love it!

Myrnaliz Mar 19, 2026

4 out of 5 stars 4 This item

Tiffany Mar 17, 2026

nice layout, good directions, helpful tips

Tiffany Mar 17, 2026

5 out of 5 stars 5 This item

Esther Feb 12, 2026

Love this product, great item

Esther Feb 12, 2026

TheCalmLifeReset
We calculate this number using a recency-weighted average of all ratings, with a rating's value decreasing by half each year to best reflect the current experience. 4.9
·
9.2k sales
·
2 years on Etsy

Typically responds within a few hours

Typically responds within a few hours

Speedy replies Has a history of replying to messages quickly.

Rave reviews Average review rating is 4.8 or higher.

You may also like

Shoppers with similar taste loved these

Show more
Show more
Listed on Nov 6, 2026