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Credit Card Debt Payoff Tracker Google Sheets Debt Snowball Spreadsheet Avalanche Calculator loan payoff planner Log Credit Score dashboard

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Price:$1.98

Original Price: $3.97

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Highlights

  • Designed by TheBudgetCode
  • Digital download
  • Digital file type(s): 1 ZIP

Take charge of your finances with TheBudgetCode’s Credit Card Tracker for Google Sheets!

Stay organized and motivated as you pay off your debts using the Snowball, Avalanche, or Custom payoff methods. Whether you're tackling credit cards, car loans, student loans, or a mortgage, this easy-to-use spreadsheet helps you visualize your progress and understand exactly how long it will take to become debt-free.

Our automated tracker does the heavy lifting for you — it updates balances, totals, and graphs instantly, so you can focus on staying consistent and achieving your financial goals.

WHAT’S INCLUDED

• Step-by-step Instructions
• Set-up tab to easily input your details
• Choose your repayment method (Snowball, Avalanche, or Custom)
• Add your debt entries once — everything calculates automatically
• Debt Dashboard featuring:
  • Monthly repayment plan
  • Visual charts and progress graphs
  • Track up to 25 debts

FEATURES

• Works with any currency
• Use across multiple years — perfect for long-term repayment plans
• Automatic calculations with clear visual dashboards
• Beginner-friendly with guided setup
• Syncs seamlessly across all your devices via Google Sheets

WHAT YOU’LL RECEIVE

• Comprehensive Instructions
• Google Sheets template link ready to copy

WHAT YOU’LL NEED

• A free Google account to access the template
• Any device (desktop, laptop, tablet, or phone) with Google Sheets access
• Basic knowledge of spreadsheets (no advanced skills required!)

HOW IT WORKS

Purchase and download the PDF file with setup instructions.

Access your downloads through Etsy: www.etsy.com/your/purchases
or via your email.

Open the link and make a personal copy of the template.

Start entering your debts — your tracker is ready to use!

PLEASE NOTE

• This template is designed for Google Sheets only and is not compatible with Excel.
• Digital download only — no physical product will be shipped.
• Optimized for English language users.
• All designs and materials are for personal use only. Redistribution, resale, or duplication is not permitted without written consent from TheBudgetCode.
• This tracker is intended for personal financial organization, not professional financial or legal advice.
• Colors may appear slightly different due to individual screen settings.
• TheBudgetCode is not affiliated with or endorsed by Google.

RETURNS

Because this is a digital product, refunds or exchanges are not available. However, if you run into any problems with your download or setup, please contact us — we’ll be happy to help you get everything working smoothly!

Thank you!
TheBudgetCode

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Listed on Oct 13, 2026
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