• May include: A digital debt freedom planner template with a comparison of Snowball and Avalanche debt repayment strategies. The template displays interest and months, with a green button highlighting interest savings.
  • May include: A digital planner interface with a debt management theme. The screen displays a table with debt details, including debt name, type, balance, APR, and minimum payment. Text on the left side reads "Enter Your Debts & Watch the Math Work."
  • Debt Payoff Planner Google Sheets, Snowball vs Avalanche Calculator, Payoff Tracker Template image 3
  • May include: A white ceramic mug with a black handle and the text "But First, Coffee" in a bold, black font. The mug is set against a blurred background, suggesting a cozy setting.
  • May include: A side-by-side comparison chart titled "Snowball vs. Avalanche" with financial data. The chart compares two financial strategies, displaying total interest, months to freedom, and first target. The Avalanche strategy saves $827 in interest.
  • May include: A rustic wooden sign with the text "Welcome to our home" in white lettering. The sign features a distressed finish and a simple, inviting design, perfect for a front porch or entryway.
  • May include: An infographic with the text "Everything You Need to Crush Your Debt." It includes charts for debt tracking, comparison, and payment planning. The design uses a neutral color palette with accents of blue, green, and orange.
  • May include: A digital product advertisement with the headline "Works Everywhere." The image showcases compatibility with Microsoft Excel, Google Sheets, and Apple Numbers. The text also mentions sample data included and no macros or VBA.
  • May include: A digital debt freedom planner template with a comparison of Snowball and Avalanche debt repayment strategies. The template displays interest and months, with a green button highlighting interest savings.
  • May include: A digital planner interface with a debt management theme. The screen displays a table with debt details, including debt name, type, balance, APR, and minimum payment. Text on the left side reads "Enter Your Debts & Watch the Math Work."
  • Debt Payoff Planner Google Sheets, Snowball vs Avalanche Calculator, Payoff Tracker Template image 3
  • May include: A white ceramic mug with a black handle and the text "But First, Coffee" in a bold, black font. The mug is set against a blurred background, suggesting a cozy setting.
  • May include: A side-by-side comparison chart titled "Snowball vs. Avalanche" with financial data. The chart compares two financial strategies, displaying total interest, months to freedom, and first target. The Avalanche strategy saves $827 in interest.
  • May include: A rustic wooden sign with the text "Welcome to our home" in white lettering. The sign features a distressed finish and a simple, inviting design, perfect for a front porch or entryway.
  • May include: An infographic with the text "Everything You Need to Crush Your Debt." It includes charts for debt tracking, comparison, and payment planning. The design uses a neutral color palette with accents of blue, green, and orange.
  • May include: A digital product advertisement with the headline "Works Everywhere." The image showcases compatibility with Microsoft Excel, Google Sheets, and Apple Numbers. The text also mentions sample data included and no macros or VBA.
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Debt Payoff Planner Google Sheets, Snowball vs Avalanche Calculator, Payoff Tracker Template

Item highlights

  • Digital download
  • Digital file type(s): 1 File

Seller's description

INSTANT DOWNLOAD — Compare snowball and avalanche debt payoff strategies side-by-side with one spreadsheet. Enter your debts once, see which method saves you more money, and track every payment until you're debt-free.

Most debt payoff templates only support one method. You either get a snowball tracker or an avalanche calculator — never both. That means guessing which strategy works best for your specific debts, or buying two separate spreadsheets and doing the comparison yourself.

This planner does the comparison for you. One file. One data entry. Two complete payoff plans.


WHAT'S INCLUDED
• 1 XLSX file with 6 professionally designed tabs
• Start Here tab with clear step-by-step instructions
• My Debts input tab for up to 8 debts (credit cards, student loans, auto, medical, personal)
• Snowball Plan with full 60-month payoff schedule
• Avalanche Plan with full 60-month payoff schedule
• Compare tab showing total interest, months to payoff, and debt-free date for both methods
• Payment Tracker to log actual monthly payments and see your progress


KEY FEATURES
• Side-by-side snowball vs avalanche comparison — see which method saves you more
• Extra payment modeling — enter how much extra you pay monthly and see the impact
• 60-month projections — month-by-month balance for each individual debt
• Automatic winner calculation — the Compare tab declares the better strategy for YOUR debts
• Progress percentage tracking — watch your payoff climb month over month
• Works in Google Sheets AND Microsoft Excel — no macros, no add-ons


PERFECT FOR
• Anyone carrying credit card, student loan, auto, or medical debt
• People who want to see the math behind their debt payoff plan
• Couples tackling debt together who need a transparent, shared tracker
• Dave Ramsey fans who want to verify if snowball really beats avalanche for their situation


HOW IT WORKS
1. Download the file after purchase
2. Open in Google Sheets or Microsoft Excel
3. Enter your debts in the My Debts tab — name, type, balance, APR, minimum payment
4. Set your extra monthly payment amount
5. Check both plan tabs and the Compare tab to see your best strategy
6. Log payments in the Payment Tracker each month


WHAT MAKES THIS DIFFERENT
Every top-selling debt planner forces you into one method. To compare snowball and avalanche, you'd need two separate templates. This planner does both in one file with one data entry. Enter your debts once, see both 60-month projections, and make a data-driven decision.


GUARANTEE
Not what you expected? Message us within 30 days for a full refund. No questions asked.


FILE DETAILS
• Format: XLSX (works in Google Sheets + Excel)
• Includes sample data — ready to explore immediately
• Supports up to 8 debts
• Works on desktop and mobile
• No macros or add-ons required


By Unfold Factory Studio

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NowPrice:$1.25

Original Price: $4.99

75% off

•

Sale ends on November 11

You can only make an offer when buying a single item

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Instant download

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Instant download items don't accept returns, exchanges or cancellations. Please contact the seller about any problems with your order.

Seller's description

Specifications

May include: A digital debt freedom planner template with a comparison of Snowball and Avalanche debt repayment strategies. The template displays interest and months, with a green button highlighting interest savings.

INSTANT DOWNLOAD — Compare snowball and avalanche debt payoff strategies side-by-side with one spreadsheet. Enter your debts once, see which method saves you more money, and track every payment until you're debt-free.

Most debt payoff templates only support one method. You either get a snowball tracker or an avalanche calculator — never both. That means guessing which strategy works best for your specific debts, or buying two separate spreadsheets and doing the comparison yourself.

This planner does the comparison for you. One file. One data entry. Two complete payoff plans.


WHAT'S INCLUDED
• 1 XLSX file with 6 professionally designed tabs
• Start Here tab with clear step-by-step instructions
• My Debts input tab for up to 8 debts (credit cards, student loans, auto, medical, personal)
• Snowball Plan with full 60-month payoff schedule
• Avalanche Plan with full 60-month payoff schedule
• Compare tab showing total interest, months to payoff, and debt-free date for both methods
• Payment Tracker to log actual monthly payments and see your progress


KEY FEATURES
• Side-by-side snowball vs avalanche comparison — see which method saves you more
• Extra payment modeling — enter how much extra you pay monthly and see the impact
• 60-month projections — month-by-month balance for each individual debt
• Automatic winner calculation — the Compare tab declares the better strategy for YOUR debts
• Progress percentage tracking — watch your payoff climb month over month
• Works in Google Sheets AND Microsoft Excel — no macros, no add-ons


PERFECT FOR
• Anyone carrying credit card, student loan, auto, or medical debt
• People who want to see the math behind their debt payoff plan
• Couples tackling debt together who need a transparent, shared tracker
• Dave Ramsey fans who want to verify if snowball really beats avalanche for their situation


HOW IT WORKS
1. Download the file after purchase
2. Open in Google Sheets or Microsoft Excel
3. Enter your debts in the My Debts tab — name, type, balance, APR, minimum payment
4. Set your extra monthly payment amount
5. Check both plan tabs and the Compare tab to see your best strategy
6. Log payments in the Payment Tracker each month


WHAT MAKES THIS DIFFERENT
Every top-selling debt planner forces you into one method. To compare snowball and avalanche, you'd need two separate templates. This planner does both in one file with one data entry. Enter your debts once, see both 60-month projections, and make a data-driven decision.


GUARANTEE
Not what you expected? Message us within 30 days for a full refund. No questions asked.


FILE DETAILS
• Format: XLSX (works in Google Sheets + Excel)
• Includes sample data — ready to explore immediately
• Supports up to 8 debts
• Works on desktop and mobile
• No macros or add-ons required


By Unfold Factory Studio

  • Designed by
    UnfoldFactory
  • Item type
    Digital download
  • Digital file type(s)
    1 File
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If something goes wrong with an order, we've got your back on all eligible purchases. View program terms

Meet your seller

UnfoldFactory
Unfold Factory
UnfoldFactory ·

United States

No reviews yet
·
28 sales
·
3 years on Etsy
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